Insurance cover for your life journey
With insurance, whether it’s for health, life or valuables, many people view it as a grudge purchase. They see premiums going off every month, but they don’t see any benefit. Not until they need it. Some think it’s complex and aren’t sure what they are covered for. Get knowledgeable advice to empower you to take the right insurance and be successfully covered and protected.
Jeanette’s top tips on medical aid and insurance
- One of the most important assets you own is your health and ability to earn an income. Protect that asset with a medical aid plan that covers different stages of your life.
- Some people think that they can save a little every month and it will cover their costs if they were hospitalised. But will it really be enough?
- Life insurance can help cover some of your loved one’s daily expenses if something were to happen to you.
- Short-term insurance: if it’s not insured, you can’t claim. This kind of cover is flexible in that you cover the small risks, while your insurer covers the bigger risks.
What medical aid plan can work for you?
When you’re looking for the right medical aid plan, it’s always important to look at your life stage and medical needs, then compare different medical aid plans. Here’s some medical aid options from Momentum:
Cover your life against death, disability and critical illness
We all know that life is unpredictable. The least you can do is prepare financially for instances that may change the course of your life and your family.
Protect your prized possessions
You work hard and sometimes save for a while to buy a car, a home, furniture, or whatever tickles your fancy. But what happens if those possessions get stolen or damaged? Replacing them can set you back.
EPISODE 8: MEDICAL AID AND INSURANCE
Geldhelde focuses on medical aid and insurance
Momentum Metropolitan deputy CEO and Momentum Investments CEO, Jeanette Marais, speaks about the need for medical aid and insurance. Watch Geldhelde on Mondays at 19:30 on VIA DStv channel 147.
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EPISODE 9: 19 APRIL 2021
Holidays and travelling
Holidays can be an investment in yourself and a form of refuelling for your journey to success. Next week we look at why travelling and taking holidays is good for you.
Give your insurance a spring clean every year
You need to review your insurance policies at least once a year. Check if you are still insured for the correct items and value. It’s also vital to review it when your lifestyle changes, like when you change addresses or when you have a baby. Remember, you can always ask your adviser to negotiate a more affordable cover if you are on a budget.