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page.keywordsCar insurance, Car insurance quotes, Home contents insurance, Boat insurance, Building insurance, Personal belongings insurance
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Dad and son sitting in the boot of their car talking and clapping their hands knowing they are safe having car insurance from Momentum Insure.

Car and home insurance

Our affordable and comprehensive car and home insurance protects you, your car and your home.

  • Earn up to 30% cash back on your paid premiums yearly – even if you claim.
  • Enjoy our safety features like roadside, home, medical and legal assistance 24/7/365.
  • Safety Alert’s panic button keeps you and your loved ones safe when feeling unsafe.
Get an insurance quote and save

Short-term insurance cover options for you and your business

Momentum Select

Affordable, convenient, and reliable car, buildings, home contents, and portable possessions cover with rewards, benefits, and innovative features to keep you safe.

Momentum Priceless

Comprehensive car, home contents and homeowners' insurance cover tailored to your individual needs with an added personal touch for that extra peace of mind when it comes to protecting the things that matter to you most.

Momentum Envoy

All the convenience, safety, benefits and rewards of comprehensive insurance cover for your vehicles, buildings, family and personal portable possessions. For high-net-worth individuals who enjoy a personalised experience.

Momentum 55+

Insurance tailored for individuals 55-years and older who take care of their assets a little differently with emergency assistance, cashback rewards, and no excess on selected covers.

Business Insurance

Competitive solutions designed to suit your unique business needs, protect your business from unforeseen events, and handle claims efficiently and swiftly.

Rewards and benefits

You work hard to enjoy the things you've earned for you and your loved ones. That's why we are committed to giving you the cover that helps keep you and things that you hold dear safe by supporting you on your journey to success with Momentum Safety Returns rewards program and our industry-leading features like Safety Alert, Safe DayzTM, Momentum Assist and more.

Delivery man faces friendly dog in lion costume standing at the door as he makes a delivery in Momentum Insure Science of Safety TV commercial.

Science of Safety

We believe that you have the confidence to win when you feel safe. Momentum Insure is committed to unlocking the winning formula by making clients feel safe and giving them the confidence to succeed.

Science of safety

Momentum Insure features

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Learn more about Momentum Insure

Car and home insurance legal and compliance

Submitting a car or home claim

Need short-term insurance cover?

We'll call you to discuss your car and home insurance to find the best car, home, and possessions insurance cover option for your needs.

Contact Momentum Insure

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line

Available 24 hours a day, 7 days a week, 365 days a year.

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