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Close up detail of the tyre on a shiny red classic car parked on a tar road near a sidewalk.

Car and Home Insurance for you

At Momentum, we provide you with reliable short-term insurance to protect valuables you worked hard for like your car, home, and other personal belongings.

  • Up to 30% cashback bonus, as part of your Momentum Multiply rewards.
  • Free 24/7 roadside and home assistance.
  • Cover tailored to your needs.
Cover Options

Quality cover for your valuables


Enjoy peace of mind knowing we will cover your cars, trailers or motorcycles in any unforeseen car emergencies such as damages, fire, theft, and hijacking.


With Building Insurance, we’ll insure your home and other physical structures, like your roof and walls against unexpected damages.

Home Contents

Get cover for your home contents, whether in your home or outbuilding, to avoid a financial burden if your items are lost, stolen, or damaged, and have to be replaced.

Personal Belongings

Our all-risk cover will insure your personal belongings like your jewellery, handbag, cell phone, travel luggage, and camera...
wherever you go.


With our Watercraft Insurance we will ensure that your motorboats, ski boats, and wet bikes are covered, whether they’re ashore, afloat, or on the road.

Why Momentum Car and Home Insurance?

Offering a personal touch to Car and Home Insurance

Don’t let life’s mishaps drive you off course while you’re on your way to your financial destiny. We’re passionate about what we do and we’re here for you every step of the way.

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Earn cash back every year

It doesn’t matter if you claim or not, you can earn up to 30% cash back on your Car and Home Insurance premiums every year, as part of your Multiply rewards. Plus, if you choose our optional Momentum Rewards benefit, you could get an extra 15% of your premiums back in cash, if you have four consecutive claim-free years.

Man parked off on the grass on the side of the road looking under the hood of his slate grey 3 series BMW car.

At your service in an emergency

With Momentum Assist, you can count on us to help when you have a home, legal or road emergency, and HomeDrive enables you to book a ride home when you might not be in a position to drive, so you get home safely.

A young man sits on a low window ledge looking at his Momentum App on his cell phone. He has a tattoo of Africa on his left forearm

Convenience at your fingertips

The easy to use Momentum app allows you to notify us of your claims as well as submit and track hail and windscreen damage claims from start to end.

An elderly couple taking a leisurely drive in their classic red cabriolet car with the roof top down.

Multiply rewards and discounts

Be safe and enjoy your rewards with Momentum Multiply

With Momentum Multiply, you can get up to 30% cash back on your Car and Home Insurance premiums every year, even if you claim, as part of your Multiply benefit. You will also get discounts from Multiply’s range of partners.

Learn more about Car and Home Insurance

Short-term Legal
and Compliance

How to submit
a claim

Want a quote?

Click the button below and follow the quick steps to get a short-term insurance quote.

Need advice?

Discuss the benefits of having Car and Home Insurance with a certified financial advisor.

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Business Insurance

We offer comprehensive business insurance tailored for various industries. Choose from a range of insurance cover options; from car, building and office, contents insurance, fire to business interruption, electronic equipment, goods-in-transit, and more.

Contact Momentum
Car and Home Insurance

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales, client service and claims

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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