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Car and home insurance

Get a quote for short-term insurance that protects all that’s important to you in South Africa. At Momentum Insure, we protect more than just your car, home, and hard-earned personal belongings, we protect you and your loved ones too. As our client, here are some of the benefits and rewards you can enjoy:

  • Innovative technology with Momentum Safety Alert, a panic button feature available at the touch of a button.
  • Up to 30% cashback Safety Bonus, as part of Momentum Multiply, for good driving behaviour.
  • Free 24/7 home, and roadside assistance wherever you are, including legal and medical emergencies with Momentum Assist.

Short-term insurance cover options for you and your business

Momentum Select

Affordable, convenient, and reliable car, buildings, home contents, and portable possessions cover with rewards, benefits, and innovative features to keep you safe.

Momentum Priceless

Comprehensive car, home contents and homeowners' insurance cover tailored to your individual needs with an added personal touch for that extra peace of mind when it comes to protecting the things that matter to you most.

Momentum Envoy

All the convenience, safety, benefits and rewards of comprehensive insurance cover for your vehicles, buildings, family and personal portable possessions. For high-net-worth individuals who enjoy a personalised experience.

Momentum 55+

Insurance tailored for individuals 55-years and older who take care of their assets a little differently with emergency assistance, cashback rewards, and no excess on selected covers.

Business Insurance

Competitive solutions designed to suit your unique business needs, protect your business from unforeseen events, and handle claims efficiently and swiftly.

Insurance cash back rewards and benefits

You work hard to enjoy the things you’ve earned for you and your loved ones. That’s why we are committed to giving you the cover that helps keep you and the things that you hold dear safe by supporting you on your journey to success with industry-leading features like Momentum Insure’s Safety Alert, Safety Bonus, Momentum Assist and more.

Focusing on the Science of Safety with Momentum Insure.


Keeping you safe

We believe that when you feel safe, you have the confidence to handle any situation. Momentum Insure is committed to taking a leading position on making clients feel safe and giving them the confidence to remove uncertainties and live life optimally. When you feel safe and secure, your confidence grows and you gain momentum on your journey to success.

Science of safety

Momentum Insure features

Safety Alert

Sometimes the person you most want to keep safe, isn't you. With Safety Alert, a free panic button feature on the Momentum App, we don't only keep you safe, but we keep the people you love safe too.

Safety Bonus

Up to 30% cashback on your premiums with your Safety Bonus, every year, even if you claim. Momentum Insure’s Safety Bonus is dependent on your Safety Score, number of Safe Dayz™ awarded and your Multiply status.

Momentum Assist

24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Learn more about Momentum Insure

Car and home insurance legal and compliance

Submitting a car or home claim

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Momentum Multiply

Being safe pays off with Momentum Insure

Earn cashbacks and discounts from Momentum Multiply rewards partners for making your car and home safe spaces for you and those you love.

Need short-term insurance cover?

We'll call you to discuss your car and home insurance to find the best car, home, and possessions insurance cover option for your needs.

Contact Momentum Insure

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line

Available 24 hours a day, 7 days a week, 365 days a year.

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