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Get personalised financial advice

Find a financial adviser near you for professional financial advice and financial planning tailored to your personal context. Turn uncertainty into confident steps with expert guidance to protect what matters, grow and preserve your wealth, and build your legacy.

Personalised financial advice tailored to your life stage, priorities, and future ambitions.
Accredited and trusted advisers who meet regulatory standards and put your needs first.
Support at every stage of life – from your first salary to retirement and beyond, get guidance as your needs evolve.

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What can a financial adviser help me with?

Professional financial advice can help you achieve your goals with greater confidence. A Momentum financial adviser walks the journey to success with you, based on what you want to achieve.

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I want holistic financial advice

Work with an adviser who looks at your full financial picture and gives you a strategy that fits your life.

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I want to protect my family’s future

Protect your loved ones with cover providing financial security so they’re taken care of when you’re no longer there.

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I want to maintain my lifestyle and income

Secure your ability to earn in the event of illness or disability stopping you from working, so your family’s lifestyle can be maintained.

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I want to safeguard my health and my pocket

Protect your health and that of your pocket to manage unexpected medical costs.

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I want to protect my car, home or business

Protect your car, home and belongings – and your business too – with tailored solutions that give you peace of mind.

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I want to grow my wealth

Invest wisely and create a plan to preserve and grow your money over time.

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I want to save for my future goals

Reach your goals with tailored savings. From retirement and education to endowment plans that help you grow your money with purpose.

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I want my business to keep running, even if something happens to me

Safeguard your business against the financial impact of losing a key individual (key person) due to death or disability.

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I want to leave a legacy

Plan your will, estate, or trust to ensure your loved ones are taken care of and your wishes are fulfilled.

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Find a financial adviser

Get the advice you need to succeed. Choose what you need help with.

Get a call from a financial adviser

Get expert financial advice from an accredited adviser.

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Need expat financial advice?

Get expert advice on tax, retirement and money transfers as a South African living abroad.

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Need help accessing your two-pot savings or have related queries? Contact us for assistance.

What happens next in the advice process?

In 4 simple steps, we’ll connect you with a Momentum financial adviser who will guide you through your personalised financial journey.

Identify your financial goals Understand what you want to achieve—whether it's retirement planning, saving for your children’s education, or investing for wealth.

Request a call back from a Momentum financial adviser Fill in our call-back form and select the financial products you require advice on. You will get connected to a dedicated financial adviser.

Meet with your adviser and get tailored During the first meeting, you will discuss your financial goals, needs, and current situation to create a customised financial plan.

Stay on track Your adviser will help you adjust your plan as needed, ensuring that your financial strategy stays aligned with your evolving goals.

Advice that meets your context

Because your life isn’t one-size-fits-all, you need financial advice that meets your context — advice that fits you, your goals, your reality, your values, and the future you’re building. Watch our latest TV commercial to see how advice that meets your context can benefit you.

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Financial advice FAQs

What is financial advice?

Financial advice is a specific recommendation or guidance provided by a qualified financial adviser to help you make informed decisions about a financial product, strategy, or action. It is typically linked to a particular need, such as choosing life cover, investing for growth, or selecting a retirement annuity.

Do I need to be wealthy to get a financial adviser?

Financial advice is more accessible than many people think. It’s about making smart decisions with what you have — not just about being wealthy. You don’t need to be wealthy to benefit from financial advice. At Momentum, we believe everyone deserves access to quality financial advice services, whether you’re starting out or managing a growing portfolio. Your adviser will work with you to create a financial plan that suits your life and your budget.

Is it worth it having a financial adviser?

Yes — especially if you want to build a secure financial future. A financial adviser brings knowledge, tools, and an outside perspective that can help you avoid costly mistakes and stay on track. Research shows that most South Africans rely on their own knowledge, skills or experience, which is not advisable. Having expert financial advice leads to better decisions and peace of mind.

How are financial advisers trained and qualified to provide financial advice in South Africa?

In South Africa, all financial advisers must meet the Minimum Competency Requirements (MCR) set out by the Financial Sector Conduct Authority (FSCA) under the Financial Advisory and Intermediary Services Act (FAIS Act, 2002). These requirements ensure that only competent, fit, and proper individuals may provide advice and intermediary services to clients in the financial services sector.

Advisers must hold a relevant qualification recognised by the FSCA. These qualifications must be registered on the National Qualifications Framework (NQF). Typically, this includes:

NQF Level 5 Certificate in Financial Planning or Wealth Management
Higher qualifications for specialist roles (e.g., NQF Level 6 or 7 in Insurance, Investments, or Law)

These training and competency standards are in place to protect clients, ensure informed decision-making, and promote fair treatment under frameworks like Treating Customers Fairly (TCF). When you engage with a licensed adviser, you are working with someone who:

Meets national qualification and ethics standards.
Understands the law and financial product structures.
Is legally obligated to act in your best interest.

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