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Parents and children smiling at home, showing peace of mind from protecting their legacy with Momentum Estate Plan. Parents and children smiling at home, showing peace of mind from protecting their legacy with Momentum Estate Plan.

Momentum Estate Plan

An estate plan is a reliable way to protect your loved ones, wishes, and legacy. The Momentum Estate Plan makes estate planning simple! It's a complete solution combining revolutionary estate protection and leading trust and executor services to secure your legacy quickly and effortlessly.

  • Easily draft a valid Will with options for complex needs.
  • Get comprehensive estate protection instantly with built-in cover for administration costs, death taxes, and liquidity.
  • Access expert in-house executor and trust administration services.

Speak to a Momentum accredited financial adviser to get the Momentum Estate Plan today.

What is an estate plan?

A comprehensive estate plan isn’t just a Will and a policy. It includes essentials like a Will, testamentary trust, and estate administration. Together, they form a clear game plan for what must happen after you’re gone.

Comprehensive estate planning isn’t only for the wealthy, but many avoid it because of the complicated, drawn-out process. If you have assets and dependants, an estate plan is the most secure way to ensure your loved ones are cared for, costs of dying are covered, and your wishes are carried out. With these safeguards in place, you put your intentions into action, stay in control of who gets what, and spare your family unnecessary stress.

Overlooked costs of dying include:

  • Death taxes: Estate duty and Capital Gain Tax (CGT) are often levied on your assets after you die. These taxes may erode your estate value and reduce the inheritance you wish to leave to your loved ones.
  • Administrative fees:These fees are charged for settling a deceased estate and managing a testamentary trust, covering the professional fees and taking care of the legal and financial processes after you pass away.
  • Unexpected expenses: This includes funeral costs, outstanding debt and other liabilities.

Why choose the Momentum Estate Plan?

It’s a simplified approach to comprehensive estate planning!

A valid drafted Will under a gavel, printed and ready to be witnessed and signed.

World-class Will drafting services

Draft a valid simple or complex Will in no time. Get it printed, signed and witnessed at your nearest PostNet branch and couriered to us for safekeeping, at no cost to you with the Momentum Estate Plan.

A hand view of a person holding a pen reading through all the costs of dying covered by estate protection.

Built-in estate protection

You get instant cover designed to indemnify your estate between R1m and R20m against death taxes, estate costs and testamentary trust fees, while also providing a Family Cash payout for those unexpected expenses.

A professional executor and trust administrator discussing the settlement of a deceased estate with a valid Will and gavel on the table.

Access to fiduciary expertise

Get access to our expert trust administration and executor services, backed by an experienced team to ensure your estate is managed smoothly.

Benefits you won’t find elsewhere

Beyond standard estate protection features, the Momentum Estate Plan provides exclusive benefits that make your estate plan more effective, while keeping things simple and convenient.

A drafted valid Will under a gavel, printed and ready to be witnessed and signed.

Built-in Will drafting and estate administration

Choosing the built-in Wills and fiduciary services on the Momentum Estate Plan gives you a complete and efficient estate-planning solution. If you already have a Will and wish to select your own executor and trust administrator, the Momentum Estate Plan still works perfectly as standalone estate protection.

A young happy family enjoying the outdoors, representing the legacy that is protected with the Momentum Estate Plan.

Market-leading estate protection

We’ve added revolutionary features to power up your estate protection: Cover Transfer passes your cover to your surviving spouse automatically. Inheritance Booster adds extra value for heirs upon a surviving spouse’s death, and the Estate Booster gives extra liquidity if death taxes are below 15% of your Insured Estate Value.

An Asian woman reading through her Momentum Estate Plan on her laptop, smiling confidently that her wishes will be secured, and her family protected.

A quick, hassle-free estate planning process

Get your Momentum Estate Plan done swiftly. From drafting your Will to calculating estate cover and securing trust administration and executor services, the estate planning process is smooth and efficient from start to finish.

Momentum Estate Plan FAQS

The cost of drafting a Will in South Africa depends on various factors, primarily the complexity or simplicity of the document and the end goal you wish to achieve.

Our aim at Momentum Trust is to provide you with an executable Will that meets your unique needs. You have the option to draft a Will online, or through the services of a Momentum affiliated financial adviser. In both instances, provided Momentum Trust is the nominated executor, there will be no charge for drafting the Will. Alternatively, if Momentum Trust is not the nominated executor or if an application form is submitted to our office for drafting, a fee will be payable for this service.

Your Will remains valid until it is replaced by the latest updated Will. The date that the Will was signed will be used to determine which Will is the latest.

It’s necessary to update your Will when your life circumstances change. These life events include:

  1. Starting your working career.
  2. A change in marital status - getting married or divorced.
  3. A change in your assets, such as purchasing a home.
  4. The addition of new family members, including the birth or adoption of a child.
  5. Dependency of family members, especially those with special needs.
  6. Death of a family member or beneficiary.
  7. The establishment of a business.

You can send any updates or changes to your Will to your financial adviser or email [email protected]. It's important not to use codicils which are additional pieces of paper containing new clauses to your Will, or making any written changes on your Will document as this could potentially lead to the validity of the Will being questioned.

Leave more than memories. Leave a legacy.

Don’t leave your legacy to chance. Preserve your success and secure a legacy that endures long after you’re gone. Speak to a Momentum financial adviser to start your Momentum Estate Plan.

Momentum Trust related services

Will drafting

Draft an executable Will with Will drafting services that ensure your wishes are clear and carried out as planned.

Estate cover

The Estate Provider Benefit covers the cost of dying. Use the estate duty calculator to calculate shortfalls in your estate.

Trust administration

Our Trust administration services protect your assets through succession planning for beneficiaries who depend on you, including minors and those with disabilities.

Deceased estate administration

We offer executor services and deceased estate administration to settle deceased estates in South Africa according to a Will and intestate succession.

Contact Momentum Trust




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