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Business Insurance

Our business insurance solutions are flexible enough to suit your unique business requirements.

  • Comprehensive insurance solutions for loss or damage.
  • Annual premium increases are based on your individual profile.
  • No premium increase for the first 12 months - even if you claim.

What makes us different

We have engineered our competitive and comprehensive short-term insurance to protect your business from a wide range of unforeseen events. We understand that your business is unique, that's why we design your cover based on your individual needs.

When it comes to claiming, engaging with you in a quick and efficient manner is important to us. To ensure that we give you the best service experience, we continually optimise and review our systems.

Types of business insurance

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Business car insurance

Protects all your business vehicles against theft and damage.

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Buildings combined insurance

Protects fixed structures such as your office that you use to conduct business in against losses, financial costs and business interruption.

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Office contents insurance

Covers your movable property such as office furniture inside your business premises and helps ensure business continuity.

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Electronic equipment insurance

Insures your business' electronic equipment such as computers and adds to protection against business interruption.

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All-risk insurance

Covers business items that are regularly moved from the insured premises.

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Insures your business' building, permanent structure and goods against fire.

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Employer liability insurance

Protects you for damages that you or any person associated with your business may be held legally liable to pay after an incident.

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Fidelity guarantee insurance

Covers you for losses due to fraud or theft by your employees, directors or anyone else colluding with an employee.


Money insurance

Protects your cash, cheques, postal and money orders.


Goods-in-transit insurance

Covers goods used as part of your stated business while they are being transported within South Africa.


Motor traders insurance

Covers damages that you are liable to pay after an incident relating to your business.



Covers all fixed windows, doors, mirrors, furniture and other fixed glasses available at your business premises.

Why Momentum Business Insurance?

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Guaranteed premiums

Guaranteed no premium
increase for the first 12 months -
even if you claim.

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No hidden costs

Our excesses are fixed, because
we believe in one incident-one
excess, regardless of the nature
and value of the claim.

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Momentum Assist

When you need help for emergencies
on the road and at your office, we
offer you roadside and office

Learn more about Business Insurance

Legal and compliance

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Car and Home
Insurance for you

At Momentum, we provide you with reliable short-term insurance to protect valuables you worked hard for like your car, home, and other personal belongings. You get cover tailored to your needs, with extra rewards and benefits through Momentum Multiply.

Contact Momentum Business Insurance

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales, client service and claims

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Business Insurance Ethics and Fraud Report line

Available 24 hours a day, 7 days a week, 365 days a year.

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