Momentum commercial insurance solutions are ﬂexible enough to suit your unique business requirements in South Africa. We’ll cover your business comprehensively from unforseen incidents, loss or damage.
- No premium increases for the ﬁrst 12 months - even if you claim.
- Comprehensive commercial insurance solutions for loss or damage.
- Annual premium increases are based on your individual proﬁle rating.
- Request a call back and leave your details for a financial adviser to help you with a tailored business insurance quote.
What makes us different
We've engineered our competitive and comprehensive short-term insurance to protect your business from a wide range of unforeseen events. We understand that your business is unique, that's why we design your cover based on your business needs.
When it comes to claims, we understand that engaging with you in a quick and efficient manner is important, that’s why our claims experts will handle your claim from the get-go and answer all your questions and concerns to ensure you’re up and running in no time based on the claim’s outcome.
We provide insurance cover for a range of different business needs
Stand-alone insurance cover
Starting and maintaining a business can be a daunting process; that’s why we want to ensure you are covered comprehensively from the beginning with our tailor-made stand-alone cover options that speak to your individual business needs.
Business car insurance
Covers all registered cars, motorcycles, trucks, and any other types of vehicles used to run your business against theft, damage and lost key replacement. Speak to a financial adviser about covering your fleet vehicles.
Buildings combined insurance
Protects your office, outbuildings, fixtures and fittings in the event of damage which may be caused by nature, explosion or malicious damage.
Office contents insurance
Covers your movable property like office furniture inside the building at your business address to ensure business continuity.
Commercial fire insurance
Covers your business' building, permanent fittings and goods, used for your business, against loss or damage caused by power surges and heating system leakage.
Electronic equipment insurance
Cover for your business' electronics like computers, licensed software and printers.
Add-on cover options
Enhance your stand-alone cover option by protecting your entire business with our customised add-on cover options that protect everything from your property to unforeseen incidents, loss, or damage.
Business all-risk insurance
Protects your business items that are regularly moved from the insured premises to anywhere in the world.
Public liability insurance
Protects you for damages that you or any person associated with your business may be held legally liable to pay after an incident.
Covers you for losses due to fraud or theft by your employees, directors or anyone else colluding with an employee.
Protects cash, cheques, postal and money orders against loss or damage inside your business premises.
Covers goods used as part of your stated business while they are being transported within South Africa.
Motor traders insurance
Covers damages that you're liable to pay after an incident relating to your motor trade business.
Covers all ﬁxed windows, doors, mirrors, furniture and other ﬁxed glasses available at your business premises.
Why Momentum Business Insurance?
Guaranteed no premium
increase for the first 12 months -
even if you claim.
No hidden costs
Our excesses are ﬁxed with no hidden costs, because we believe in one incident-one excess, regardless of the nature and value of the claim.
When you need help for emergencies
on the road and at your office, we
offer you roadside and office
Car and Home
Insurance for individuals
At Momentum, we provide you with reliable short-term insurance to protect valuables you worked hard for like your car, home, and other personal belongings. You get cover tailored to your needs, with extra rewards and benefits through Momentum Multiply.