Disability cover
If you were unable to work because of an illness or injury, how would you pay for your expenses? With our disability cover you can protect your biggest asset – your ability to earn an income.
- Replaces your income.
- Pays for home or car premium or even groceries.
- Pays for expenses caused by the disability, like altering your vehicle or home.
What is disability cover?
Compensates you if you're unable to work and earn an income because of an illness or injury.
Disability cover ensures that you’ll continue to have an income, even if you're no longer able to work due to illness or injury. It provides for expenses that occur because of the disability suffered, for example, alterations to your vehicle or home. It isn’t just about planning for the worst to happen. It’s a positive step toward protecting your financial future.
How much disability cover do I need?
Disability cover benefits are tailored to your individual needs.
It is available both as a lump sum pay-out and in the form of monthly payments through income protection products. It’s important to consider whether you will choose one over the other, or a combination of both.
Lump sum products pay a single amount in the event that you are permanently unable to work. This amount must be sufficient to fund your lifestyle for the rest of your life.
A combination of lump sum and monthly income benefits is generally recommended, depending on your particular situation and affordability.
Want to know more?
Claims and payouts
Cover term and amount
Additional benefits
You can add this benefit to your disability cover.
Discuss the advantages of taking out this additional benefit with a certified financial planner.
To enhance your user experience on our site, learn more about our supported browsers