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Young family of 4 playing with a soccer ball in the park. They have medical aid with Momentum Medical Scheme.

Medical aid Momentum Medical Scheme

As one of the most trusted medical aid schemes in South Africa, we can help you find the most affordable medical aid option to suit your individual or family needs, with industry-leading benefits.

Momentum Medical Scheme options

With Momentum Medical Scheme, you have access to a wide range of medical aid options and industry-leading benefits. Whether you’re a student looking for the most affordable medical aid, a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa, we’ve got you covered.

Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.
from R1 687 per month

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.
from R2 149 per month

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.

from R2 794 per month

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R6 589 per month

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to
    R31 300 per beneficiary per year.

from R13 573 per month

Ingwe

  • Get affordable entry-level medical cover.
  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.



from R541 per month

Fusion

  • Hospitalisation from the Fusion Network of private hospitals (no overall limit).
  • Preventative care with early detection tests.
  • Chronic treatment at State facilities for chronic treatment, including scripts.
  • Additional day-to-day benefits are subject to HealthSaver+.

from R1 199 per month



Please note that Momentum Medical Scheme’s 2024 benefits and contributions amendments, including registration of the new Fusion Option, have been submitted to the Council for Medical Schemes (CMS). The 2024 benefit and contributions amendments await approval by the Registrar and are therefore subject to such approval. The Scheme is in discussion with CMS regarding registration of the new Fusion Option and awaits a final decision from the Registrar.

Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.



from R1 687 per month

Fusion

  • Hospitalisation from the Fusion Network of private hospitals (no overall limit).
  • Preventative care with early detection tests.
  • Chronic treatment at State facilities for chronic treatment, including scripts.
  • Additional day-to-day benefits are subject to HealthSaver+.

from R1 199 per month

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.



from R2 149 per month

Please note that Momentum Medical Scheme’s 2024 benefits and contributions amendments, including registration of the new Fusion Option, have been submitted to the Council for Medical Schemes (CMS). The 2024 benefit and contributions amendments await approval by the Registrar and are therefore subject to such approval. The Scheme is in discussion with CMS regarding registration of the new Fusion Option and awaits a final decision from the Registrar.

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.




from R2 794 per month

Ingwe

  • Get affordable entry-level medical cover.
  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.





from R541 per month

Please note that Momentum Medical Scheme’s 2024 benefits and contributions amendments, including registration of the new Fusion Option, have been submitted to the Council for Medical Schemes (CMS). The 2024 benefit and contributions amendments await approval by the Registrar and are therefore subject to such approval. The Scheme is in discussion with CMS regarding registration of the new Fusion Option and awaits a final decision from the Registrar.

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to R31 300 per beneficiary per year.

from R13 573 per month

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R6 589 per month

Please note that Momentum Medical Scheme’s 2024 benefits and contributions amendments, including registration of the new Fusion Option, have been submitted to the Council for Medical Schemes (CMS). The 2024 benefit and contributions amendments await approval by the Registrar and are therefore subject to such approval. The Scheme is in discussion with CMS regarding registration of the new Fusion Option and awaits a final decision from the Registrar.

Compare the cover and benefits of 2 or more Momentum Medical Scheme options side-by-side to find the most affordable option to suit your needs, then get an online medical aid quote, or call us on 0861 111 818 to discuss your medical aid and healthcare cover needs.

Included medical aid benefits

  • In-hospital Benefit
  • Health Platform Benefit
  • Day-to-day Benefit
  • Chronic Benefit

In-hospital Benefit

This Major Medical Benefit covers hospitalisation as well as some out-of-hospital procedures that can be performed in a doctor's room, day hospital, or out-patient facility.

Health Platform Benefit

Day-to-day Benefit

Chronic Benefit

MOMENTUM VALUE-ADDED BENEFITS

Convenient, innovative features, unique to Momentum

HealthReturns+

An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.

Free

HealthSaver+

A voluntary savings account that works seamlessly with your medical aid. It pays for treatments and procedures not covered by
your option.

R40 per year

Hello Doctor+

Get free expert health advice from qualified South African medical doctors through your phone or mobile device, 24/7/365.


Free

GapCover+

Gap cover helps you avoid unexpected shortfalls for in-hospital expenses, that are not covered by your medical aid option.


from R236 per month

+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Why choose us?

Young fit couple in gym gear sitting on the street, smiling, and looking at the young man’s fitness watch that’s tracking health activity for Momentum Multiply points.

MOMENTUM MULTIPLY+ REWARDS PROGRAMME

Enjoy cashbacks and discounts

We encourage and reward our members for making healthier choices! Multiply Inspire is free for members on the Evolve, Custom, Incentive, Extender, and Summit Options. Upgrade to Multiply Inspire Plus and earn up to R1 500 per adult p/m in HealthReturns. Multiply Engage is free for members on the Ingwe and Fusion Options and Momentum Health4Me. For multiplied benefits and rewards, you can upgrade to Multiply Engage Plus.

A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope.

SAVE WITH PROVIDER CHOICE

Save up to R1 000 a month

Custom, Incentive, and Extender Options give you the flexibility to choose your healthcare providers – hospitals, doctors, and pharmacies. Save up to R1 000 on your monthly contributions when you choose to use Momentum Medical Scheme’s Associated providers.

More about medical aid

Learn how to get the best out of your medical aid in South Africa.

7 ways to make the most of your benefits

How to submit a
medical aid claim

How to get
pre-authorisation

Frequently asked
questions

Download the
Momentum App

About Momentum
Medical Scheme

COVID-19 tests, vaccines, and Long COVID-19

Employee wellness and
medical aid

Employee occupational health and wellbeing

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme

Client service, claims and authorisations



Click here to contact us via WhatsApp.
Join an online help session.



Business hours are Monday to Friday from 08:00 to 17:00. Saturday and public holidays from 08:00 to 16:00. Closed on Sundays.

For local emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

Momentum Medical Scheme Ethics and Fraud line




Available 24 hours a day, 7 days a week, 365 days a year.

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