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page.keywordsLife insurance, Life cover, Disability insurance, Disability cover, Income protection, Critical illness cover, Impairment insurance
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Life insurance

Get an online life insurance quote to safeguard you and your family from the financial uncertainty that comes with serious illness, disability or death.

  • Secure a lump sum payout for your loved ones and ensure their financial security in the event of your passing.
  • Structured benefits to suit your needs.
  • Protect your income in the event of permanent disability, serious illness, or impairment.

Cover options

Affordable life insurance

Move to Momentum. Our online life insurance calculator helps you calculate how much your monthly premium will be.
Get an online life insurance quote for life cover with added financial protection for disability, critical illness and income protection at an affordable premium.


  • Life cover
  • Disability cover
  • Critical illness cover
  • Income protection cover


  • Life cover
  • Disability cover
  • Critical illness cover
  • Income protection cover


  • Life cover
  • Disability cover
  • Critical illness cover
  • Income protection cover

Life Insurance Cover Options

Life, disability and critical illness cover options

Find the right life insurance cover for your specific needs.
Our range of life insurance solutions offer choice and flexibility to suit your current life stage.
Momentum lets you get an online life insurance quote in minutes for financial protection against illness, injury, disability or death.

Life cover

Financial protection for your family when you pass away, to make sure they’re provided for.

Disability cover

Receive a lump sum payment if you’re permanently unable to work, or a percentage payment if you become moderately impaired.

Income protection cover

Pays you a monthly income if you’re permanently or temporarily unable to work, due to disability, impairment or illness.

Critical illness cover

Financial cover for in- and out-of-hospital expenses in the event of you being diagnosed with a critical illness.

Estate Provider benefit

Covers the costs and fees associated with winding up your estate.

Home Loan Bond Protection benefit

Comprehensive home loan protection in the event of critical illness, disability or death.

Why Momentum life insurance?

We know that not everyone has the same needs.

That’s why we’ve included different types of cover that you can add to your life cover policy or buy as standalone insurance cover, for example, disability cover or critical illness cover.

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Flexibility to structure benefits to suit your needs

Empowering you to choose your own cover according to what is important to you; be it leaving a legacy or protecting yourself from unexpected events.

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Truly the first of its kind with innovative benefits

We offer benefits and features which are unique in the Republic of South Africa and the world.

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Delivering on our promise of helpfulness

Doing the right thing, being honest and treating all people with respect is in our DNA, that's why we make it our business to find reasons to pay out claims.

Learn more about life insurance

How to
submit a claim

our promises

Are you owed
insurance money?


Want a quote?

You’ll get a quote reflecting your premium amount at the end of the process.

Need advice?

Discuss the benefits of having life insurance with a certified financial adviser.

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MOMENTUM Corporate

Myriad Business Assurance

Ever wondered what would happen to your business if you were to die, or become disabled? Our market-leading business assurance gives you and your business the solutions you need to ensure seamless continuity in the event of your illness, injury or death.

Contact Momentum
life insurance

Client service and policy alterations

Business hours are Monday to Friday from 08:00 to 17:00. Closed on weekends and public holidays.


[email protected]
[email protected]
[email protected]

Please use the applicable email address above for your relevant claim type. If you send your claim documents to the incorrect email, your claim handling could be delayed.

International number

+27 11 505 1552

Business hours are Monday to Friday from 08:00 to 17:00. We’re closed on weekends and public holidays.

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