![Elderly Asian man outside, teaching his young granddaughter how to take care of a pot plant.](https://sls-fresco.momentum.co.za/files/images/investments/trustee-newsletter-2023/eldery-man-with-granddaughter-hero-1-1.jpg)
Retail retirement funds trustee newsletter 2023
We are proud to share another Momentum retail retirement funds trustee newsletter with you. How you invest for retirement is one of your most important financial decisions. It's worth it to take the time to understand the rule changes to transferring retirement annuity contracts and how changes to Regulation 28 will affect your retirement fund investments.
We also explain the advantages of using retirement benefit counselling when you're nearing retirement, how to choose the right annuity as part of retirement planning and why it's important to nominate a beneficiary on your retirement fund.
![A happy, elderly couple sitting at the table reading their retirement annuity contracts on a tablet.](https://sls-fresco.momentum.co.za/files/images/investments/trustee-newsletter-2023/elderly-couple-reading-ra-contracts-2-1.jpg)
![Elderly woman in a virtual consultation with a retirement benefit counsellor on her laptop](https://sls-fresco.momentum.co.za/files/images/investments/trustee-newsletter-2023/virtual-consultation-with-retirement-benefit-counsellor-hero-2-1.jpg)
![A middle aged couple sitting at the table comparing retirement annuity options from a tablet](https://sls-fresco.momentum.co.za/files/images/investments/trustee-newsletter-2023/couple-comparing-ra-options-hero-2-1.jpg)
![A happy, young female professional, at an office, sitting in front of a laptop](https://sls-fresco.momentum.co.za/files/images/investments/trustee-newsletter-2023/female-professional-at-office-hero-2-1.jpg)
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