Endowment savings plans
Savings plans to get you started on your goal-based investment journey.
Whether you want to save for a home, a car deposit or to start your own thing, the right savings plan with Momentum Savings will set you up for success.
- Start investing from as little as R500 per month.
- Enjoy a loyalty bonus for staying invested for 5 years or longer.
- Grow and protect your investment with tax and estate planning benefits. It’s especially great for people in higher tax brackets.
Get #AdviceForSuccess. Speak to a financial adviser who can help you set up your investment plan.
What is an endowment?
The Investo Endowment offered by Momentum Savings is designed to help you grow and protect your money over the medium to long term. It's a savings policy that combines investment and insurance features, including debt protection and tax and estate planning benefits, depending on your circumstances.
We know your journey is unique: The Investo Endowment enables you to adapt your investment to your needs and how much risk you can handle. You invest for at least 5 years, and then you can stay invested or receive a lump sum. You may withdraw once during the first 5 years and take out one loan, but thereafter there are no restrictions to your access.
The best savings options to achieve your goals
Save for a goal with Momentum Savings and invest the way you want with a linked investment or endowment savings policy from just R500 pm.
Investo Linked Investment
Grow your savings money for as long as you wish.
Monthly contribution
From only R500 per month.Investment period
You can withdraw any time you want to but, for the best results, choose an initial savings term of5 years or longer to suit your long-term goal.
Features
Choose from many investment funds to suit your needs and goals.Get rewarded with a loyalty bonus for staying invested.
Investo Endowment
Grow your savings money for a specific term while getting estate planning and tax benefits.
Monthly contribution
From only R500 per month.Investment period
Choose a fixed initial savings term of 5 years or longer to suit your long-term goals.Features
Enjoy tax-efficient growth if you are in a higher income tax bracket.Choose from many investment funds to suit your needs and goals.
Get rewarded with a loyalty bonus for staying invested.
A savings plan that gives you more
Loyalty bonus
We reward you with a bonus if you stay invested for 5 years. It pays back most of your administration fees.
Guarantees
We can guarantee that your capital will be safe if you choose this benefit, or that your money grows by a certain percentage.
Investment booster
With our enhanced allocation benefit, if you invest above a certain amount, we boost your investment by adding money from our pocket.
Protection
With our contribution replacer benefit, you can insure yourself so that we invest on your behalf if you cannot make contributions due to disability or death.
Save SMARTLY
SMART goal setting is a technique you can use for any goal setting that can set you up for success.