What does it cover?
The Incentive Option provides cover for hospitalisation in private hospitals with no overall annual limit. You can choose to have access to any hospital, or choose to receive a discount on your contribution by electing to use a specific list of private hospitals (referred to as Associated hospitals).
For chronic treatment, you can choose to have access to any doctor for your prescriptions and any pharmacy for your chronic medication. Or, you can choose to receive a further discount on your contribution by electing to use a list of Associated doctorsfor your chronic prescription and Medipost courier pharmacy for your chronic medication. Alternatively, you can elect to use State facilities for your chronic prescription and chronic medication to obtain the maximum contribution discount.
10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses. If you need more day-to-day cover, you can make use of the HealthSaver+.
Our Health Platform Benefit provides cover for a range of benefits such as preventative screening tests, certain check-ups and more.
+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
Want to know more?
For more information relating to this option, download the relevant document below.
MOMENTUM VALUE-ADDED BENEFITS
Convenient, innovative features, unique to Momentum
HealthSaver+
A savings account that works seamlessly with your medical aid. The HealthSaver+ account, which costs just R36 a year to administer, is the most convenient way to pay for treatments and procedures not covered by your option, such as day-to-day medical expenses, co-payments, refractive eye surgery, vitamins, and more.
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
ADD-ON PRODUCTS
Seamlessly enhance your medical aid cover
Avoid worrying about unexpected medical shortfalls, co-payments, and keep you and your family covered when you're unable to pay your medical aid contributions.
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.