What does the Incentive Option cover?
The Incentive Option provides cover for hospitalisation in private hospitals with no overall annual limit. You can choose to have access to any hospital or choose to receive a discount on your contribution by electing to use a specific list of private hospitals (referred to as Associated hospitals).
For chronic treatment, you can choose to have access to any doctor for your prescriptions and any pharmacy for your chronic medication. Or you can choose to receive a further discount on your contribution by electing to use a list of Associated doctorsfor your chronic prescription and Medipost courier pharmacy for your chronic medication. Alternatively, you can elect to use State facilities for your chronic prescription and chronic medication to obtain the maximum contribution discount.
10% of your contribution goes to a dedicated Personal Medical Savings Account to cover your day-to-day expenses. If you need more day-to-day cover, you can make use of the HealthSaver+.
Our Health Platform Benefit provides cover for a range of benefits such as preventative screening tests, certain check-ups and more.
+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
Want to know more?
For more information relating to this option, download the relevant document below.
MOMENTUM VALUE-ADDED BENEFITS
Convenient, innovative features, unique to Momentum
HealthReturns+
An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.
HealthSaver+
A medical savings account that works seamlessly with your medical aid. The HealthSaver+ account, which costs just R40 a year to administer, is the most convenient way to pay for treatments and procedures not covered by your option, such as day-to-day medical expenses, co-payments, refractive eye surgery, vitamins, and more.
Hello Doctor+
Get free expert health advice from qualified South African medical doctors through your phone, tablet or computer, 24/7/365.
GapCover+
Gap cover helps you avoid unexpected shortfalls for in-hospital expenses, that are not covered by your medical aid option.
from
R203 per month
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

MOMENTUM MULTIPLY+ REWARDS PROGRAMME
Enjoy cashbacks and discountsIncentive members have access to Multiply+ Starter for free, which offers you discounts and cashbacks from a variety of partners. You can also upgrade to a Multiply+ Premier membership, which will reward you with additional cashbacks and discounts on Momentum products, at a range of partners and on the Multiply online shop.
Other medical aid options
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