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A little girl sits on the kitchen counter filled with healthy ingredients to make morning smoothie. She feeds her dad a piece of fruit and the mom smiles while she holds a bowl of ingredients. Watch Geldhelde this week.

Choosing the right medical aid

It’s unpleasant being ill but it’s something we’ve become used to in the past 2 years with COVID-19. A key financial decision at any stage of your life includes preserving your health and what medical aid cover to choose, and with which medical aid scheme. Consider these 3 factors for a top-tier medical aid:

A good hospital plan, as this can get very expensive.
Day-to-day benefits for daily medical expenses.
Chronic benefits for life-threatening diseases.

Invest in your health today. Explore the Momentum medical aid options or get an online quote for medical aid in 4 easy steps.

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COVID-19 and affording medical aid

Over the past 2 years medical aid consumers “scaled down to more cost-effective plans or swapped to providers that charged less for the same level of cover*.”

*Source: https://www.medicalaid-quotes.co.za/articles/impact-covid-19-south-african-medical-aids-good-news-and-bad

A healthy and fit couple on a hospital plan out on a hike taking a break and looking at the view.

Lifehack

How to find the right medical aid

No matter which stage you are in your life’s journey, you should:

Research the level of cover for chronic, day-to-day, and Scheme** benefits.
Consider what will be covered in an emergency.
Look at the healthcare provider lists in relation to your home and work addresses.
Assess if you need gap cover to pay for any shortfalls.

**These are benefits that are paid for by the medical aid scheme.

Stanley Gabriel, CEO of Momentum Investo

EPISODE 7: INVEST IN YOUR HEALTH

The right medical aid to cover your back

It’s important to develop healthy habits so you can avoid getting sick. And many people don’t have medical aid because they’re either over-confident in their health or it’s just too expensive.

However, with Momentum Medical Scheme, you can find the right amount of cover for you and your family’s needs and one that’s affordable too! Here’s how:

When you choose to use associated providers, you can save up to R1 000 on your monthly contributions.

By living a healthy lifestyle, you can earn monetary rewards which you can use to pay for treatments and procedures not covered by your option.

Prevention is better than the cure, so make sure to use the free screening tests that is paid for by the medical scheme.

Don’t take your health for granted. Get in touch with one of our financial advisers today and get #AdviceForSuccess. Our trusted partners will take you through all the medical aid options to find the right fit for you and your family.

Make sure to watch Geldhelde every Thursday on via DStv channel 147 at 18:00.

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