Young lady at a market, wearing a sun hat, having some fun and holding a strawberry in front of each of her eyes.

HealthReturns

An incentive programme that rewards you for taking ownership of your health. Our aim is to help you stay informed about your health status and reward you for staying healthy.

Earn up to R3 000 per family, per month.
Get up to 4 free GP visits per year.
Increased cover for in-hospital specialist treatment.

How does it work?

As a Momentum Health member (excluding members on Ingwe and Impact Options), you can choose to make use of HealthReturns⁺ from Momentum to seamlessly enhance your medical aid.

You can earn HealthReturns of up to R3 000 per family, per month. You can also get up to four free GP visits and increased in-hospital cover, depending on your medical aid option.

⁺ This extra feature is a complementary product available from Momentum, a division of Momentum Metropolitan Life Limited. Momentum is not a medical scheme, and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the complementary products that Momentum offers.

How to earn HealthReturns

It is very easy to start earning HealthReturns. As a Momentum Health member, you enjoy one free health assessment per year through the Health Platform Benefit.
View Health Platform Benefit

The health assessment, together with your smoking status is your first step to earning HealthReturns and will determine your Healthy Heart Score. Your Healthy Heart Score gives you an indication of how healthy your heart is. The healthier your heart is, the better your score and the higher your returns.

Your score can be green, amber or red. Based on your results, Momentum may recommend further assessments. If you go for these assessments and follow the treatment protocols, this would be the second step to earning HealthReturns.

The third step requires you to be physically active and a Momentum Multiply Premier member. Multiply is Momentum's wellness and rewards programme, of which Premier is the highest tier. Your physical activity (which is measured by the number of Active Dayz™), combined with your Multiply status, medical aid contribution and Healthy Heart Score, will determine how much you can earn.

Visit Multiply Visit Active Dayz

HealthReturns Booster

If you are a Multiply Premier member and you have a HealthSaver⁺ account, your HealthReturns are increased. This is known as HealthReturns Booster.

Please note that the increased payment only applies to the months in which you are a fully paid member of Multiply Premier with a HealthSaver account.

HealthReturns Booster funds will not be available in cash or for claims when the HealthSaver or Momentum Health membership is canceled as it belongs to the administrator until a claim is made on an active HealthSaver contract.

HealthReturns Booster funds do not earn interest.

Activate HealthSaver Get Multiply Premier
⁺ This complementary product is available from Momentum, a division of Momentum Metropolitan Life Limited. Momentum is not a medical scheme, and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the complementary products that Momentum offers.

Female doctor in a white coat smiling at her young patient holding a stethoscope.

Extra GP visits

If you maintain at least 12 Active Dayz per month for three consecutive months, have a green or amber Healthy Heart Score and have chosen to receive your HealthReturns into your HealthSaver account, you can also earn up to 4 free GP visits for your family, depending on whether you are on the Custom, Incentive, Extender or Summit Option.

Please note that these GP visits need to be at the appropriate provider as per your option, and are valid for 12 months from the month they were earned.

RateBooster

The RateBooster benefit boosts in-hospital cover for specialists by an additional 100% of the Momentum Health Rate on the Incentive, Extender and Summit Options, which means that you will have more cover for in-hospital specialist treatment.

Child wearing a red jacket, blue jeans and sneakers having fun in the rain and jumping in a puddle of water.

KidsReturns

An easier way for families to reach their monthly maximum of R3 000 in HealthReturns. Child dependants on the Incentive, Extender and Summit Options can earn HealthReturns, as long as the family is on Multiply Premier and all adult dependants on the membership are earning HealthReturns.

Children younger than 16 earn KidsReturns based on the adult that has the lowest combined Healthy Heart Score and Activity Level in the family.

Children 16 to 20 earn their own activity level as follows:

Burning 300 calories in a session or taking 10 000 steps a day. Tracked through the FitVault App.

Gym visits at Virgin Active and Planet Fitness provided that one of the parents on the membership is a member at the selected gym. Or children can download the FitVault App and visit a Multiply affiliated gym.

Visit FitVault View Multiply gyms

Using the FitVault App to track activity at Parkruns, Racetec events, and any qualifying events that are logged via EntryTime.

Visit Parkrun Visit Racetec Visit EntryTime

Activating the KidsReturns benefits

Members need to complete their child’s health profile when they log into multiply.co.za. This is valid for 12 months and would need to be updated on an annual basis to ensure that the child will continue to earn HealthReturns.

Log into Multiply

Payments

Your HealthReturns will be paid into your HealthSaver or bank account in the middle of each month.

This complementary product is available from Momentum, a division of Momentum Metropolitan Life Limited. Momentum is not a medical scheme, and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the complementary products that Momentum offers.