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Blue flower petals with little dew drops all over them.

Multi-asset-class investments

Our multi-asset-class investments focus on things that matter the most to you – making sure we maximise the likelihood of you achieving your investment goals.
Over time, we evolved our outcome-based investing philosophy and our multi-asset-class, multi-strategy and multi-mandate investments to match your investment needs. Multi-asset-class investments contain various asset classes, like equities, bonds and cash.

Illustration icon of different reports in an investment portfolio  folder representing multi-asset class investments.

Portfolio outcomes

Range to suit
different goals
and needs

Investment horizon illustration in red.

Investment horizon

4 to 7+ years


An illustration icon of a gauge that measures your measuring  your investment risk profile.

Risk

Low to high


Multi-asset-class investments and your portfolio

Each portfolio range has a life stage progression model, which allows you to switch seamlessly from a more aggressive investment portfolio, with longer-term investment horizons, to more conservative and, ultimately, defensive portfolios in the medium to shorter term.

Multi-asset-class portfolio range

A range that consists of traditional and new alternative asset classes.

Enhanced Factor 4

Low to medium risk
4 years

Enhanced Factor 5

Medium risk
5 years

Enhanced Factor 6

Medium to high risk
6 years

Enhanced Factor 7

High risk
7 years

A range that consists of traditional active asset classes.

Classic Factor 4

Low to medium risk
4 years

Classic Factor 5

Medium risk
5 years

Classic Factor 6

Medium to high risk
6 years

Classic Factor 7

High risk
7 years

A range that consists of passive and smart beta.

Target Factor 4

Low to medium risk
4 years

Target Factor 5

Medium risk
5 years

Target Factor 6

Medium to high risk
6 years

Target Factor 7

High risk
7 years

A range that consists of multiple balanced mandates.

Flexible Factor 4

Low to medium risk
4 years

Flexible Factor 5

Medium risk
5 years

Flexible Factor 6

Medium to high risk
6 years

Flexible Factor 7

High risk
7 years

Our investing philosophy and process

We have developed and over many years evolved a market-leading investment process to maximise the likelihood of you achieving your goals.

Our approach to investing is about placing your goals at the centre of our day-to-day investment process. Central to our thinking is:

  • Constructing portfolios around your goals and time horizon
  • Making sure the portfolios are well diversified
  • Making sure portfolios remain flexible and adaptable
  • Making sure each portfolio has an attractive risk-adjusted return that provides a more consistent investment experience over time
  • Limiting the risk and temptation of market timing

Our portfolio construction process comprises three steps:

Multi-asset-class Blending the right asset classes for optimum risk management at a total portfolio level. We analyse asset classes to comprehend how best to create a well-diversified solution with the optimal asset allocation.
Multi-strategy To enable consistent returns in dynamic market conditions. We identify the most beneficial investment strategies to use (including factors such as investment style, regional exposures, credit, real assets, currency, etc).
Multi-mandate Maximising the specialist expertise in different investment management styles. Investment mandate design and selection (whether active or passive) is the final step in our comprehensive outcome-based investment process.

Outcome-based investing

We place your investment needs at the centre of our investment process so that your financial goals are aligned to your investment outcomes.





Responsible investing

We define responsible investing (RI) as an investment process that includes environmental, social and governance (ESG) factors into our process. Issues like increasing regulation, the growing need for risk mitigation and a heightened social conscience can be addressed by integrating ESG factors into our investment process.

Rules and regulations

Our multi-asset-class portfolios are complaint with Regulation 28 of the Pension Funds Act.

FSCA logo.

Financial Sector Conduct Authority (FSCA)

We are licensed with the FSCA and comply to the market conduct regulations stipulated by the FSCA.

Asisa logo.



Association for Savings and Investment South Africa (Asisa)

Our governing body, Asisa, provides best practice guidelines to make sure the investor is the focal point of everything we do.

Our portfolio managers

Nina Saad

Portfolio manager



Head: Institutional Portfolio Solutions BSc, CFA

Industry experience: 22 years

Mohammed Sibda

Portfolio manager



Senior Portfolio Manager

Industry experience: 20 years

Contact investments for businesses

General enquiries



Office hours are Monday to Friday from 08:00 to 17:00.

Wayne Dennehy




Office hours are Monday to Friday from 08:00 to 17:00.

Momentum Investments is part of Momentum Metropolitan Life Limited, an authorised financial services (FSP6406) and registered credit provider (NCRCP173), rated B-BBEE Level 1.

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