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Insurance with Momentum Envoy

Momentum Insure’s Envoy solution gives you home, comprehensive car, and personal belongings insurance. You also get exclusive benefits and rewards with the added service from a dedicated consultant to manage and assist you with cover that’s specifically designed for you.

  • Exclusive, personalised service.
  • Safety features using innovative technology to keep you and your family safe.
  • Personal benefits and rewards no matter where you are on your journey to success.

What you get with Momentum Envoy car and home insurance

If it's exclusivity you're after, we've got you covered

Momentum Envoy is for high-net-worth individuals who enjoy a more personalised approach to car, home, and personal belongings insurance solutions.

Enhance your lifestyle with these benefits and rewards

Benefits and rewards like Momentum Assist, Safety Alert, and HomeDrive come standard with Momentum Envoy. These features have been designed to give you the confidence and peace of mind that you and your family will be kept safe in any emergency. We’re always here when you need us with a panic button feature, roadside assistance, as well as home, medical, and legal emergency assistance.

Get an obligation free insurance quote to cover your car, home, and personal belongings.

Envoy insurance cover options

We know your time is invaluable and you need an insurance partner that understands your specific needs. Momentum Envoy provides an exclusive, tailor-made experience with a dedicated consultant to allow you to maximise the most important commodity on your success journey - time.

Car insurance

Comprehensive cover for all your vehicles.

  • Includes collectors cars, motorcycles, trailers, caravans, and watercraft.
  • Delivery of your vehicle after a repair following an incident that you're insured for.
  • Convenient assessment of your vehicle at your residence or workplace.

Home contents insurance

Household cover options include Comprehensive Contents cover or Contents cover excluding theft. Extensions of cover included at no additional premium:

  • Loss of rental income.
  • Cover for tenants’ fixtures and fittings on your rental properties.
  • Hiring of security guards to prevent further damage following an insured incident.

Buildings insurance

Comprehensive homeowners cover for your home and outbuildings for loss or damage caused by fire, explosion, acts of nature, impact, and theft.

  • Upgrading of your home’s security systems at no additional cost following loss or damage to a building after an insured event.
  • Water heating system repairs.
  • Compensation for amounts owed to local authorities for loss of water due to leaking pipes.

Portable possessions insurance

Cover for all your personal belongings that you carry daily, anywhere in the world.

  • We cover items like cell phones, laptops, handbags, clothing, car seats, jewellery, and more.
  • Caravan contents and/or camping equipment including household goods temporarily used for holiday purposes.
  • Cover for any stamp or coin that is part of a collection, medals, or Krugerrands.

Personal enthusiasts insurance

Cover designed for those moments when you let your hair down to pursue your passions. The ideal cover for:

  • Sports professionals, adventure- seekers, and hobbyists.
  • Hobby equipment and apparel for horse- riding enthusiasts, cyclists, photographers, golfers, and more.
  • Loss or damage to hobby equipment and apparel away from home or left inside your vehicle.

Personal liabilities insurance

Covers legal costs to settle or defend claims against you that occurred at your insured address.

  • Compensation for liability or loss arising from fraudulent use of your credit, debit, or SIM (subscriber identity module) cards by any person who isn't a member of your family or household.
  • Identity theft and veld fire cover available as an optional benefit.

Momentum Insure’s range of short-term insurance solutions covers all your priorities at each life stage. Speak to one of our advisers for an obligation free insurance quote.

Benefits and rewards

We don’t just keep your belongings safe; we help you feel secure knowing that your loved ones are protected and safe when life happens with these free features.

Safety Alert

Sometimes the person you most want to keep safe, isn't you. With Safety Alert, a free panic button feature on the Momentum App, we don't only keep you safe, but we keep the people you love safe too.

Safety Bonus

Up to 30% cashback on your premiums with your Safety Bonus, every year, even if you claim. Momentum Insure’s Safety Bonus is dependent on your Safety Score, number of Safe Dayz™ awarded and your Multiply status.

Momentum Assist

24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Optional extras

A young woman using the HomeDrive facility through Momentum Insure while sitting in the back seat of the car while the driver takes her safely home.

Momentum Explorer

Optional cover for vehicles, trailers, and watercraft when you're travelling to neighbouring countries.

The side of a car showing the wheel as it’s driving on the road. Tyre cover is an optional benefit with Momentum Insure. It covers for loss or damage to tyres fitted to your insured vehicle that are accidentally and irreparably damaged.

Female cover

Breast cancer cover and handbag cover for loss or theft of your handbag and its contents.

The side of a car showing the wheel as it’s driving on the road. Tyre cover is an optional benefit with Momentum Insure. It covers for loss or damage to tyres fitted to your insured vehicle that are accidentally and irreparably damaged.

Tyre cover

For loss or damage to tyres fitted to your insured vehicle that are accidentally damaged beyond repair.

Other insurance cover options from
Momentum Insure

Momentum Select

Convenient and reliable car, buildings, home contents, and portable possessions cover with rewards, benefits, and innovative features to keep you safe.

Momentum Priceless

All the convenience, safety, benefits and rewards of comprehensive cover for car, home, and personal belongings for high- net- worth individuals who enjoy a personalised experience.

Momentum 55+

Insurance tailored for individuals 55-years and older who take care of their assets a little differently with no excess on selected covers.

Business Insurance

Competitive solutions designed to suit your unique business needs, protect your business from unforeseen events, and handle claims efficiently and swiftly.

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Keeping you safe

We believe that when you feel safe, you have the confidence to handle any situation. Momentum Insure is committed to taking a leading position on making clients feel safe and giving them the confidence to remove uncertainties and live life optimally. When you feel safe and secure, your confidence grows and you gain momentum on your journey to success.


Being safe pays off with Momentum Insure

Earn cashbacks and discounts from Momentum Multiply rewards partners for making your car and home safe spaces for you and those you love.

Learn more about Momentum Insure

Car and home insurance legal and compliance

Submitting a car and home claim

Need cover?

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car and home insurance cover from Momentum Insure.

Contact Momentum Insure

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line

Available 24 hours a day, 7 days a week, 365 days a year.

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