
Immediately access your savings account
The Momentum Money Digital Savings Account makes it super easy to access your money immediately, without any notice period or penalties. It's made up of a Savings Wallet and a Payment Wallet that work together to make saving more and spending smartly a way of life. We've made it effortless to access your Momentum Money savings:
- Swiping your card
- Scan to Pay
- Send money to other people with Momentum Money
Instant access to your savings

Get great returns and instant access to your money. The money in your Savings Wallet is invested in the Momentum Money Market Fund, one of the best-performing local money market funds. With no minimum deposit or deposit fees, you can save what you want when you want to.
When you need to spend, simply transfer money to your Payment Wallet for instant access.

Conscious spending
To encourage conscious spending, actively transfer money from your Savings Wallet to your Payment Wallet whenever you want to use your savings. This empowers you to set aside the amount you would like to spend from the savings you would like to continue growing.

Didn't spend it all? Save it
With Momentum Money, every rand makes a difference. Transfer that little bit of change you didn't use back into your Savings Wallet to earn interest. Let those few extra bucks work for you.

Open your account on the Momentum Money App
We've removed the hoops and hurdles to make signing up for a Momentum Money Digital Savings Account effortless.
Download the App and sign up for an account in just under 2 minutes. We've kept the admin minimal to fast track your journey to financial success.
Sign up for Momentum Money
Are you interested in a Momentum Money Digital Savings Account? Give us a call and speak to a friendly service champion, or simply open an account on the Momentum Money App in under 2 minutes.
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