Unit trust investments
Invest in unit trusts across all major asset classes. We have a range of local unit trusts and offshore unit trusts to suit your personal investment needs and goals.
- Grow your money with as little as R250 a month or R2 000 lump sum amount.
- 3 - 7-year investment plans available with varying exposure to the markets.
- Access your money whenever you need it.
Momentum collective investments
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Momentum unit trusts
Invest in local or offshore unit trusts with Momentum to help you save for your retirement, your child’s education, a holiday, or any of life’s events that are important to you. We have a range of unit trust funds to choose from including multi-asset, multi-manager, fixed income, index, smart beta, equity, and property funds.
Local unit trusts
A local unit trust with superior medium- to long-term capital growth using equity, bond, and money market unit trusts.
Offshore unit trusts
Take advantage of foreign currency unit trusts, also known as global funds. This is a collective investment scheme that invests in international markets, usually equities or fixed-income securities.
What is a unit trust?
A unit trust is a type of investment that combines your money with the money of other investors who have similar investment objectives. You can invest anything from 3 to 7 years, depending on your needs. It gives you easy and affordable access to financial markets to grow or protect your money.
Our professional fund managers use the pool of money to buy underlying investments to construct a unit trust that is split into equal chunks called "units" or “funds”. You will own units according to the amount of money you invest and the price of the units on the day you buy them.
How to choose a unit trust?
We offer a range of unit trusts to suit all your personal investment needs and goals. You can typically choose a lower risk unit trust with more stability for shorter-term needs, or a unit trust with a potential higher return for long-term needs.
A financial adviser can help you choose the most suitable unit trusts or other investment options.
How to invest in unit trusts in South Africa
What you need to know about unit trusts
Access and flexibility
You can access your money whenever you need it. To buy and sell is easy, and you can invest more or withdraw your money within a couple of days.
Fees
A unit trust typically has an investment management and a financial adviser fee if you use a financial adviser to invest in unit trusts. Each fund fact sheet sets out the fees for that unit trust.
Tax
You’ll be liable for any tax in your personal capacity. We will send you a tax certificate every tax year for each of your unit trusts.
Effective investing
Financial markets generally go through cycles over time, which means that the value of your unit trust investment can go up or down.
Our philosophy
We believe and practise extensive planning to achieve your investment goals. Each plan is tailored specifically to your needs and no two are the same. We never take shortcuts or give you short-term solutions for your long-term goals.
- We solve for your investment goals.
- We make the journey as comfortable as possible.
- We remain focused on your investment outcomes.
Because with us, investing is personal.
For advisers and individuals
Resource centre
Access to our resource centre with investment resources for individuals, businesses, and financial advisers.
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