Site url: https://www.momentum.co.za/momentum/invest-and-save/for-businesses/fixed-income-investments
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A multi-triangle shaped connected silver structure with a blue sky background.

Fixed income investments

Fixed income investments give you access to the interest-bearing markets in South Africa. They can vary from low-risk cash investments to medium-risk bond investments. The aim of fixed income investments is to generate a high level of interest relative to this asset class at a lower level of risk.


Portfolio outcomes

Capital protection
Liquidity
Income

Investment horizon

1 to 3 years


Risk

Low to moderate



Fixed income investments and
your portfolio

Fixed income investments are suitable for investors who want access to cash or capital protection with moderate capital growth. In an investment portfolio, fixed income serves to generate income for a portfolio and is a good diversification away from more risky investments like equities.

Fixed income
portfolio range

Money Market

Low risk
6-12 months

Flexible Income

Low to medium risk
2 years

Inflation-Linked Bond

Medium risk
3 years

Bond

Medium risk
3 years

Absolute Income

Low to medium risk
1 to 3 years

Diversified Bond

Medium
3 years

Our investing philosophy and process

Our measure of success is when we can deliver on client outcomes over the appropriate investment horizons at low levels of risk.

We always compare the risk with opportunity in our investments and we follow a valuation-based investing philosophy, meaning we look for instruments we believe have high value but are undervalued by the market. These investments must meet our strict criteria of generating income when interest rates go up or down so that we maximise compounding through the income accrual process.


Outcome-based investing

We place your investment needs at the centre of our investment process so that your financial goals are aligned to your investment outcomes.





Responsible investing

We define responsible investing (RI) as an investment process that includes environmental, social and governance (ESG) factors into our process. Issues like increasing regulation, the growing need for risk mitigation and a heightened social conscience can be addressed by integrating ESG factors into our investment process.

Rules and regulations


Our multi-asset-class portfolios are complaint with Regulation 28 of the Pension Funds Act.

Financial Sector Conduct Authority (FSCA)

We are licensed with the FSCA and comply to the market conduct regulations stipulated by the FSCA.



Association for Savings and Investment South Africa (Asisa)

Our governing body, Asisa, provides best practice guidelines to make sure the investor is the focal point of everything we do.

Our portfolio managers

Ian Scott

Head: Fixed income



BCom (Hons) Investment management

Industry experience: 23 years

Thami Lesito

Portfolio manager



BSc (Mathematical Statistics)

Industry experience: 12 years

Zisanda Gila

Portfolio manager



BCom, Financial Mathematics

Industry experience: 12 years

Contact investments for businesses

General enquiries



Office hours are Monday to Friday from 08:00 to 17:00.

Letshego Rankin




Office hours are Monday to Friday from 08:00 to 17:00.

Wayne Dennehy




Office hours are Monday to Friday from 08:00 to 17:00.

Momentum Investments is part of Momentum Metropolitan Life Limited, an authorised financial services (FSP6406) and registered credit provider (NCRCP173), rated B-BBEE Level 1.

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