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Cheslin Kolbe, ignited by confidence, on his journey to becoming a professional rugby player.

The Science of Safety

At Momentum Insure, we strive to offer certainty for what matters most, when it matters most – keeping you and your loved one’s safe. To help you be and feel safe, we’ve got 4 proactive safety pillars to instil a sense of confidence that will enable you on your success journey.

  • Personal safety: Protecting you and the ones you hold dear, wherever you are.
  • Road safety: Keeping you and your loved ones safe on the road.
  • Safety at home: Keeping your most precious things safe, even when you aren’t home.
  • Financial safety: Having confidence in your insurer’s ability to pay out your claims.

Safety ignites confidence on your journey to success

We go beyond keeping you and your belongings safe
to making you feel safe. We call it #SafetyIsAScience

Once Cheslin Kolbe let go of his fear, he could put the disappointment behind him to move forward with confidence.




Cheslin Kolbe puts his trust in the Science of Safety to protect him with 24-hour roadside assistance and Momentum Safety Alert*, a free unlimited mobile panic button with an emergency response no matter where you are in South Africa. Two of the many features designed to make you feel safe. Move to an insurer that understands that #SafetyIsAScience *Available to policyholders and 1 nominated user.

Along with 5 influencers, we have created a 5-part web series that shows why people who feel safer live a more confident life. It illustrates how Momentum Insure understands human behaviour and creates products that allow you to live a full life without fear holding you back so that you can achieve your goals no matter where you are on your life’s journey. This web series is about helping someone get back to their journey of success without fear and worry. It’s time to let go of fear…let’s go!

Nicole takes a leap!

When you feel safe, it removes the worry and anxiety and gives you the confidence to live your life freely. Influencer Nicole Capper goes to the Soweto towers to conquer her fear of heights.

Thandy let’s momentum take the wheel!

Like a lot of people, Thandy likes to be in control. Watch @thandymatlaila as she puts her trust in the Science of Safety and let’s go of control.

Jessica sleeps easier with momentum by her side

@JessicaNkosi doesn't like to be alone in a big house and hearing things go bump in the night. So, Momentum Insure put her to the test. But she’s not alone in the dark. We’ve got an expert from Momentum Insure, along with a human behaviourist, to help her sleep a little easier.

Mduduzi doesn’t let creepy crawlies bug him

Momentum Insure is getting up close with Mduduzi as he tackles his fear of creepy crawlies. Don’t worry, we’ve got @timothymaurice and @BradleyRDaniels, and one of our Momentum Insure experts to help him.

The rain doesn’t dampen Zamani’s confidence

It’s time for Zamani Mbatha to overcome his fear of driving in the rain. Life can get a little slippery, but with the right advice and the knowledge that you are covered with the right safety solutions from Momentum Insure, you can drive anywhere with confidence.

Feeling safe is both a reality and a feeling

Human behaviour is seldom rational because people are strongly driven by emotions. Our response to a person, place, or situation is often as much about our emotional state as it is our rational one, sometimes even more so. It’s important for us to acknowledge and understand human behaviour. We’ve learnt that our clients need to feel safe, and only then will their concern convert into confidence.

The Science of Safety is about deep diving into human behaviour, to uncover what converts a state of being into a state of feeling.

*Research shows that more than 70% of South Africans feel unsafe most of the time, and that safety is both a reality and a feeling. As a result, 1 in 4 people suffer from anxiety and depression. Now more than ever, South Africans need a sense of certainty.

Understanding The Science of Safety-tab

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Changing the way South African’s see short-term insurance. Side view of a lady’s eye.

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Feeling safe is both a reality and a feeling

Feeling safe is both a reality and a feeling

Human behaviour is seldom rational because people are strongly driven by emotions. Our response to a person, place, or situation is often as much about our emotional state as it is our rational one, sometimes even more so. It’s important for us to acknowledge and understand human behaviour. We’ve learnt that our clients need to feel safe, and only then will their concern convert into confidence.

The Science of Safety is about deep diving into human behaviour, to uncover what converts a state of being into a state of feeling.

*Research shows that more than 70% of South Africans feel unsafe most of the time, and that safety is both a reality and a feeling. As a result, 1 in 4 people suffer from anxiety and depression. Now more than ever, South Africans need a sense of certainty.

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Momentum Insure’s safety features


It’s a feeling made real through our 4 innovative safety pillars. They form part of our safety benefits and rewards solutions listed below.

A family of 7 sitting in the boot of their SUV awaiting help from the responder as they used the Safety Alert feature that is free of charge for Momentum Insure policyholders.

Safety Alert

Sometimes the person you most want to keep safe, isn't you. With Safety Alert, a free panic button feature on the Momentum App, we don't only keep you safe, but we keep the people you love safe too.

Momentum Insure agents from Momentum Assist helping a policyholder with their request.

Momentum Assist

24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.


A young lady wearing a black and white dress and a denim jacket standing in front of a cream-coloured vintage car happy about her Safety Bonus she’s earned.

Safety Bonus

Up to 30% cashback on your premiums with your Safety Bonus, every year, even if you claim. Momentum Insure’s Safety Bonus is dependent on your Safety Score, number of Safe Dayz™ awarded, and your Multiply status.

A woman sitting on a train heading safely to her next destination, earning herself a Safe Day, while reading her planner to prepare her for the rest of the day.

Safe DayzTM

Safe DayzTM is available on the Momentum App which records and gives you a score of your journey based on your driving behaviour. Score an average of 60% or more on a day to earn one safe day. Earn Safe Dayz even on non-travel days.


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Available 24 hours a day, 7 days a week, 365 days a year.

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Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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Available 24 hours a day, 7 days a week, 365 days a year.

*Research conducted in partnership with the University of South Africa (UNISA).

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