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Momentum building insurance

Get a building insurance quote to cover any fixed structures, house, or flat you own in South Africa – including your home, outbuildings, fittings and fixtures.

Momentum comprehensive Homeowners Insurance benefits:

  • Your property is covered against damage - during acts of nature, burst geysers and water pipes, theft and power surges, fire, explosion, impact and accidental breakage.
  • Your property is insured for its full replacement value - whether you're rebuilding, repairing or renovating your property.
  • Free 24-hour home assistance - in an emergency.

In addition

  • No hidden costs - our excess fees are fixed.
  • Guaranteed premiums for 12 months - whether you claim or not.

More home insurance benefits

  • We will pay the cost of the fire brigade - if you call it out.
  • We will pay for temporary accommodation - if you need a place to stay.
  • Accidental death or bodily injury to people other than members of your household, or your domestic employees.
  • Accidental loss or damage to property belonging to people other than members of your household or your domestic employees.

You must be insured for additional costs such as professional and municipal fees, demolition charges, and debris removal and for making your building site safe.

Optional home insurance cover extras

  • Theft cover for unoccupied buildings.
  • Geyser and pipes wear and tear.
  • Comprehensive subsidence cover - when the land on which your property sits sinks or caves in.
  • Insurance cover for property used for business purposes - if noted on schedule.


Insurance cash-back and emergency assist

Take advantage of additional free Momentum insurance benefits with your home insurance policy. Save money with cashback bonuses and stay safe with emergency assistance for your home in South Africa:

  • Momentum assist - help for emergencies on the roadside, at your home, office or even on the medical or legal front.
  • Safety Score - you can get up to 30% on your car and home insurance premiums when you activate Safe DayzTM and complete the Safety Score.

Other Momentum insurance products

Momentum Short-term Insurance also offers cover for your home contents, car, and personal belongings:

Momentum also offers long-term insurance products:

  • Life insurance - market-leading life cover, disability, critical illness and impairment benefits.
  • Medical aid and gap cover – healthcare that helps you to safeguard - and even improve your health.

Get insurance cover that protects your personal valuables AND offers great benefits.


Get an online quote

Business insurance - Momentum also specialises in commercial vehicle, public liability, business combined insurance and more.

Find out more

Contact Momentum car and home insurance

For more information about our insurance products: