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Momentum building insurance

Get a building insurance quote to cover any fixed structures, house, or flat you own in South Africa – including your home, outbuildings, fittings and fixtures.

Benefits of Momentum buildings insurance

  • Your property is covered against damage - during acts of nature, bursting of geysers and water pipes, theft and power surges, fire, explosion, impact and accidental breakage
  • Your property is insured for its full replacement value - whether you're rebuilding, repairing or renovating your property
  • Free 24-hour home assistance - in an emergency

In addition

  • No hidden costs - our excess fees are fixed
  • Guaranteed premiums for 12 months - whether you claim or not

More home insurance benefits

  • We will pay the cost of the fire brigade - if you call it out.
  • We will pay for temporary accommodation - if you need a place to stay.
  • Accidental death or bodily injury to people other than members of your household or your domestic employees.
  • Accidental loss or damage to property belonging to people other than members of your household or your domestic employees.

You must be insured for additional costs such as professional and municipal fees, demolition charges, debris removal and for making your building site safe.

Optional home insurance cover extras

  • Theft cover for unoccupied buildings
  • Geyser and pipes wear and tear
  • Comprehensive subsidence cover- when the land on which your property sits sinks or caves in
  • Insurance cover for property used for business purposes - if noted on schedule

Related pages

  • Momentum assist - help for emergencies on the road, at your home, office or even on the medical or legal front
  • Safety Score - you can get up to 30% on your car and home insurance premiums when you activate Safe DayzTM and complete the Safety Score

Other personal insurance products

Momentum short term insurance also offers cover for your home contents, car, and personal possessions. Get a quote for affordable comprehensive insurance cover of your car and home to protect all your personal valuables. Momentum also offers:

Get insurance cover that protects your personal valuables AND offers great benefits.

Get a quote

Momentum also specialises in commercial vehicle, public liability, business combined insurance and more.

Find out more

Contact Momentum car and home insurance

For more information about our insurance products: