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Momentum Investment Portfolios A businessman standing in front of a white building holding a takeaway coffee, with a folded newspaper under his arm.

Investments

Most of our corporate investment solutions are underpinned by our outcome-based investing (OBI) philosophy, which targets a specific return over a chosen period and defines risk as the likelihood of an investment portfolio not delivering on its targeted return. OBI achieves long term results by:

  • Reducing the investment risk through high levels of diversification.
  • Offering the highest possible inflation-targeting returns, for the lowest possible risk.
  • Looking ahead instead of chasing historical returns.
  • Putting the client’s investment goals at the centre of the investment process.
An old couple taking a ride in a vintage drop top car. The woman has her arm around her husband who's driving.

Investment solutions for retirement funds

Each person has a unique life journey, throughout their working life and into retirement. Retirement funds focus on their members’ financial security during this journey.

Our range of smooth bonus and linked solutions can be tailored to suit your members’ retirement goals and investment needs.

INVESTMENT SOLUTIONS FOR RETIREMENT FUNDS

Smooth Bonus solutions

Our smooth bonus portfolios provide smooth, positive and real returns over the medium to long term and aim to reduce the impact of market volatility on investment returns. These portfolios offer capital protection regardless of the investment market conditions.

  • Invest in a range of assets such as equities, bonds, cash, property and global assets.
  • Investment returns through regular bonus declarations, based on the investment returns of the portfolio’s underlying investments.
  • Guaranteed protection on their original investment.

Smooth Bonus portfolios

Our fully vesting range offers a 100% guarantee on capital invested and bonuses declared. It consists of a vesting account and includes monthly vesting bonuses declared in advance. This part of the bonus is guaranteed.

Momentum
Smart Guaranteed +3

Offers global investment exposure using dynamic hedging techniques and targets a smoothed return of CPI + 3% over 7 years.

Momentum Multi-Manager Secure Growth Fund Global

Offers global investment exposure using independent asset managers and targets a smoothed return of CPI + 2% over 5 years.

Our partially vesting range offers a 100% guarantee on capital invested and a partial guarantee on declared bonuses. It consists of a vesting and non-vesting account and includes monthly vesting and non-vesting bonuses declared in advance.

Momentum Multi-Manager Smooth Growth Fund Global

Global investment exposure, using independent asset managers. Targets a smoothed return of
CPI + 4% over 5 years.

Momentum Smooth
Growth Fund Global

Global investment exposure, using Momentum Investments’ OBI philosophy. Targets inflation-beating returns over the long term.

Momentum
Smooth-Edge Fund

A smooth bonus portfolio using Momentum Investments’ OBI philosophy, offering a low-cost solution with a 100% capital guarantee on benefit payments.



INVESTMENT SOLUTIONS FOR RETIREMENT FUNDS

Linked solutions

Our linked solutions invest in market-linked portfolios and indices.

AGGRESSIVE MANDATE

Metropolitan
Global Managed Fund

A portfolio with a balanced mandate using Momentum Investments’ OBI philosophy with investments across all asset classes, including global assets.

AGGRESSIVE MANDATE

Metropolitan
Optimum Growth Fund

An aggressively-managed portfolio using Momentum Investments’ OBI philosophy, with investments across all asset classes, excluding direct property.

LIFESTAGE PORTFOLIOS

Metropolitan
Aggressive Fund

A multi-manager balanced fund using the OBI philosophy targeting CPI + 7%, with investments across all asset classes, including global assets.

LIFESTAGE PORTFOLIOS

Metropolitan
Moderate Fund

A multi-manager balanced fund targeting CPI + 6% over 6 years with investments across all asset classes, including global assets.

LIFESTAGE PORTFOLIOS

Metropolitan
Moderate Fund

A multi-manager balanced fund targeting CPI + 6% over 6 years with investments across all asset classes, including global assets.

LIFESTAGE PORTFOLIOS

Metropolitan
Conservative Fund

A multi-manager balanced fund targeting CPI + 5% over 5 years using the OBI philosophy. Invest across all asset classes, including global assets.

LIFESTAGE PORTFOLIOS

Metropolitan
Cash Fund

A specialised money market fund investing in short-term money market instruments.

CORE MONEY MARKET

Metropolitan
Money Market Fund

A specialised money market fund that invests in short-term money market instruments.

CASH PLUS

Momentum Institutional
Enhanced Yield Fund

An actively managed portfolio of domestic fixed and floating rate instruments aiming to provide a competitive money market return.

WHITE LABEL

Kagiso Domestic
Balanced Fund

A portfolio with a balanced mandate and investments across South African equities, bonds and cash.

Momentum Index
Guaranteed Investments

Offers exposure to different asset classes, including local equity, fixed-interest and inflation-linked bonds and offshore equity index.






NAMIBIA

Metropolitan
Namibia Growth

Uses the OBI philosophy, targeting Namibian inflation + 6% over 6 years. Invests in all asset classes, including alternative investments.


NAMIBIA

Metropolitan
Namibia Money Market

Aimed at investors with a short-term investment horizon, with liquidity and capital protection, and invested in predominantly South African and Namibian fixed and floating rate
interest instruments.

LESOTHO

Metropolitan
Lesotho Diversified Growth

Target Lesotho inflation + 5% over 5 years using OBI. Invests minimum 30% in Lesotho across all asset classes, the rest in South Africa and globally.

LESOTHO

Metropolitan
Lesotho Growth

Targets Lesotho inflation + 6% over 6 years. Invests in all asset classes with a minimum of 30% in Lesotho and the rest in South Africa and globally.

Three colleagues in a glass-wall meeting room discussing work around a table.

Investment solutions for corporate entities

We offer investment solutions that allow the corporate investor, full management of the term, options and a minimum investment payout. And post-retirement medical liability products, such as the Momentum Customised Annuity Policy, that allow employers to provide their employees and pensioners assistance with long-term medical aid contributions.

Structured solution

Momentum Maturity
Guarantee Plus

A single premium investment portfolio aimed at institutional investors that want to maximise investment return over a specified term.


Need advice?

Get one of our financial
advisers to call you back.

Other Momentum Corporate products

FundsAtWork
Umbrella Fund

Comprehensive and flexible retirement and insurance solutions with
value-added benefits.

Annuities

Help secure the financial success of your employees in retirement.

Healthcare for Corporates

Flexible healthcare and wellness solutions for your employees.

Group Insurance

Reduce the financial impact of unexpected life-changing events for your employees.

Momentum Retirement Administrators

We provide flexible administration services that can be customised for standalone retirement funds.

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