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Rick Carstens

Momentum Financial Adviser

Weavind Avenue, 27, Eldoraigne, Centurion, Gauteng, 0157


+27 (71) 680 2381 ,
+27 (61) 541 4275

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Zandry-Lee Carreira
+27 (61) 541 4875



I Started my career in 2013 in the short-term insurance field with more than 6 years experience. My business values is to always take accountability in everything I do. I constantly take action to exceed client expectations. I see all clients as individuals and with my holistic financial planning tailor, I draft a financial plan according to clients needs and circumstances. With my perseverance and determination, I will always overcome obstacles and challenges in order to assist clients. I love placing clients in a position where they can sleep soundly knowing their families will be looked after no matter what happens to them or their assets. The industry put me in a position to educate clients on their finances and to help them achieve their goals.

industry experience




Wealth Management

Career history


King Price



Services offered

Life Insurance

Safeguard you and your loved ones from the financial uncertainty that comes with serious illness, injury, disability or death.

Car and Home Insurance

Providing you with reliable short-term insurance to protect your hard-earned valuables and personal belongings.

Investment and Savings

Get personal investment solutions to help you meet your financial needs and achieve your goals.


Earn great discounts and cashbacks from over 60 leading brands when you improve your health, safety and finances.

Wills and Trusts

Rest easy knowing Momentum Estate Administration will ensure your estate is managed accordingly when you're no longer able to.

Financial Planning

We're in the business of providing you with sound financial advice to help make smart decisions when it comes to your money. Let us help you to achieve your dream and goals.

Retirement Planning

Your decision to start saving and investing for your retirement is one of the most important decisions you'll ever make. By planning for your retirement today, you can maintain your standard of living in your golden years.

Employee Benefits

Enjoy innovative investment and risk solutions, for the financial security of your employees and business.

Commercial Short Term Insurance

From construction to aviation and farming, whatever your needs, we have business insurance tailored to meet your industry.

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