
Income
protection cover
Momentum’s complete income protector benefit provides you with the certainty of an income if you cannot work.
Get an income protection online quote to cover your financial commitments if you’re unable to work due to illness, impairment or disability.
- Pays out a monthly income when you’re unable to work.
- Supports your lifestyle and your family’s financial security.
- Provides peace of mind that your financial expenses will be taken care of.
What is income protection cover?
It provides an income if you’re unable to work due to illness, impairment or disability
Most people plan and dream based on the assumption that they’ll continue to earn an income until they retire. But what if something happens to you and you’re unable to work? Income certainty determines your quality of life and your family’s financial security.
Without an income you would be left struggling to pay for your financial expenses like school fees or bond repayments. Income protection cover will give you peace of mind that your financial expenses will be taken care of.
How does income protection cover work?
Offers protection when you're permanently or temporarily unable to work in your current occupation.
If a broken leg keeps you from work for 3 months, for example, you must still pay the bills and get the children to school. Income protection cover can help you to do that.
Myriad complete income protector benefit will pay up to 100% of your income for up to 24 months, depending on the cover period you choose, or until you recover. If you’re permanently unable to work, we will pay up to 100% of your net income until you retire.
We’re keeping our promises, and paying on our promises
We’re delivering on our promise of improving people’s lives by committing to paying all valid claims to financially secure our clients’ lifestyles, both for them and the people who depend on them.
- In 2020 we paid R198.8 million in income protection claims.
- The most significant income protection claim was for R3.7 million.
- Most income protection claims were paid to clients aged 30 to 39 years.
Want to know more?
Claims and payouts
Cover term and amount
Additional benefits
You can add these benefits to your Myriad complete income protector benefit.
Discuss the advantages of taking out any of our additional benefits with a certified financial planner.

Permanent Disability Enhancer
Income protection cover combined with the Permanent Disability Enhancer (PDE) gives you the best features of both income and lump sum disability cover, in one solution. What’s more, you get to choose the type of pay-out that works for your circumstances. You can choose between a monthly income, a lump-sum payout; or a combination of both.

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