Products > Short-term insurance > Car insurance
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Momentum car insurance

Get a quote to cover your car today. We insure any South African registered motorcar, light delivery vehicle (LDV), caravan or trailer.

Momentum car insurance benefits:

  • Premiums based on your individual needs. Choose the level of cover for your vehicle -

* Fully comprehensive car insurance cover

* Limited cover for third party, fire, and theft cover

* Liability to other third parties only vehicle cover

  • No need to nominate drivers - we work on a regular driver basis
  • Cars are insured at retail value - with the option of insuring at market value
  • Free 24-hour roadside assistance
  • A simpler, faster way to submit claims via our mobile app
  • Earn a cashback bonus of up to 20% on your yearly premiums when you do the Safety Score
  • Award winning, excellent service in all our interactions with you - ranked top of the insurance companies in South Africa.

Additional vehicle insurance benefits

  • No hidden costs - our excess fees are fixed
  • Guaranteed premiums for 12 months - whether you claim or not
  • Optional benefits available include non-standard vehicle sound equipment and accessories, and car hire
  • Momentum Explorer - if you are a 4x4 enthusiast and travel regularly to neighbouring countries

Useful information




Related pages

  • Momentum Explorer for 4x4 enthusiasts - Ideal if you are a 4x4 enthusiast. An optional extension of your cover if you intend travelling to neighbouring countries
  • HomeDrive - Secure a ride home if you’re going to be indulging in alcohol. Now also includes ConvenientDrive, a practical chauffeur service for days when you just need a “lift”
  • Momentum assist - help for emergencies on the road, at your home, office or even on the medical or legal front

Other personal insurance products

More benefits

What is covered? Comprehensive Cover Limited Cover Liability to other people
Loss of or damage to the vehicle caused by:
Accident X    
Explosion, earthquake, storm, hail, flood or snow X    
Theft and hijack X X  
Fire X X  
Towing and storage X X  
Medical costs X X  
Liability to other people X X X
Optional Cover
Non-standard vehicle sound equipment and accessories X X  
Car hire X X  
Business use in neighbouring countries X    
Momentum Explorer X    
Vehicle credit shortfall X    

Momentum comprehensive car insurance cover includes:

  • Loss of or damage to the vehicle caused by: accident, explosion, earthquake, storm, hail, flood or snow, theft, hijack or fire.
  • Towing and storage, medical costs and liability to other people.
  • Optional cover can include non-standard vehicle sound equipment and accessories, car hire, business use in neighboring countries, Momentum Explorer and vehicle credit shortfall.

Momentum limited cover car Insurance includes:

  • Theft, hijack and fire.
  • Towing and storage, medical costs and liability to other people.
  • Optional cover can include non-standard vehicle sound equipment and accessories, and car hire.

Momentum also offers liability cover which only covers other parties.


Get insurance cover that protects your personal valuables AND offers great benefits.

Get a quote

Momentum also specialises in commercial vehicle, public liability, stock insurance and more.

Commercial

Contact Momentum car and home insurance

For more information about our insurance products:

Web Content Viewer (JSR 286)