Products > Short-term insurance > Car insurance
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Momentum car insurance

Get a car insurance quote to cover your South African registered motor vehicle, light delivery vehicle (LDV), caravan or trailer today.

Momentum car insurance benefits:

  • Earn a cashback bonus of up to 30% on your car and home insurance premiums every year as part of your Multiply benefit, even if you claim. Activate SafeDayz™ and complete the Safety Score questionnaire.
  • Premiums based on your individual needs. Choose the level of cover for your vehicle:

* Fully comprehensive car insurance cover

* Limited cover for third party, fire and theft car insurance cover

* Affordable third party only liability insurance cover

  • No need to nominate drivers - we work on a regular driver basis.
  • Cars are insured at retail value - with the option of insuring at market value.
  • Free 24-hour roadside assistance.
  • A simpler, faster way to submit claims via our mobile app.
  • Service excellence in all our interactions with you.

Additional vehicle insurance benefits

  • No hidden costs - our excess fees are fixed
  • Guaranteed premiums for 12 months - whether you claim or not
  • Optional benefits available include non-standard vehicle sound equipment and accessories, and car hire.
  • Momentum Explorer - get 4x4 insurance cover and benefits if you’re a 4x4 enthusiast and travel regularly to neighbouring countries.

Momentum car insurance contact information




Related pages

  • Momentum Explorer for 4x4 enthusiasts - Ideal if you are a 4x4 enthusiast. An optional extension of your cover if you intend travelling to neighbouring countries.
  • HomeDrive - Secure a ride home if you’re going to be indulging in alcohol. Now also includes ConvenientDrive, a practical chauffeur service for days when you just need a “lift”.
  • Momentum assist - help for emergencies on the road, at your home, office or even on the medical or legal front.

Other short-term insurance products

Compare car insurance cover

What is covered? Comprehensive Cover Limited Cover Liability to other people
Loss of or damage to the vehicle caused by:
Accident X    
Explosion, earthquake, storm, hail, flood or snow X    
Theft and hijack X X  
Fire X X  
Towing and storage X X  
Medical costs X X  
Liability to other people X X X
Optional Cover
Non-standard vehicle sound equipment and accessories X X  
Car hire X X  
Business use in neighbouring countries X    
Momentum Explorer X    
Vehicle credit shortfall X    

Momentum comprehensive car insurance cover includes:

  • Loss of or damage to the vehicle caused by: accident, explosion, earthquake, storm, hail, flood or snow, theft, hijacking or fire.
  • Towing and storage, medical costs and third party liability to other people.
  • Optional cover can include non-standard vehicle sound equipment and accessories, car hire, business use in neighbouring countries, Momentum Explorer and vehicle credit shortfall.

Momentum limited cover car Insurance includes:

  • Theft, hijacking and fire.
  • Towing and storage, medical costs and third party liability to other people.
  • Optional cover can include non-standard vehicle sound equipment and accessories, and car hire.

Momentum also offers liability cover which only covers other parties.


Get insurance cover that protects your personal valuables AND offers great benefits.


Get an online quote

Business insurance - Momentum also specialises in commercial vehicle, public liability, business combined insurance and more.

Find out more

Contact Momentum car and home insurance

For more information about our insurance products:

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