Products > Short-term insurance > All-risk insurance
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All-Risk Insurance

You can get cover for personal possessions belonging to you or any member of your household, when taken out of your home.

Personal Insurance - Jewellery, Electronics And Phones

Items include clothing, jewellery, cameras and travel luggage, and can be categorised into specified all risk and unspecified all risk.

Benefits of insuring valuables with all-risk insurance

  • Unspecified all risk - insures items that you wear or carry with you daily. As these change often, it is impossible to list each item individually
  • Specified all risk - this refers to an item valued at more than R1 500
  • Your possessions are covered anywhere in the world
  • Lower excess - than traditional contents insurance

Additional benefits

  • No hidden costs - because our excess fees are fixed
  • Guaranteed premiums for 12 months - whether you claim or not

All-risk insurance lets you tailor your cover of personal valuables to include:

  • camera insurance,
  • jewelry insurance,
  • luggage insurance, and
  • mobile phone insurance.

Get insurance cover that protects your personal valuables AND offers great benefits.

Get a quote

Momentum also specialises in commercial vehicle, public liability, stock insurance and more.


Contact Momentum car and home insurance

For more information about our insurance products: