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Momentum short-term insurance

Get an insurance quote from Momentum for car, home and personal possessions cover that meets your specific needs in South Africa.

Why choose Momentum car and home insurance?

Momentum is an award-winning insurance company that provides cover for all your valuable items and assets. Our expert advice and affordable insurance protects you when you experience unexpected loss or damage to your personal belongings.

  • Ease of access through technology: We make our services accessible to you so you can submit claims faster with our mobile app.
  • Cash back rewards even if you claim: Earn a cashback bonus of up to 30% on your car and home insurance premiums every year as part of your Multiply benefit, even if you claim. Activate Safe Dayz™ and complete your Safety Score questionnaire.
  • Individual risk profile: Individual risk rating and differentiated premiums means you don’t pay for anyone else's risk. We provide you with competitively low premiums based on your individual risk profile.
  • Industry-leading service levels: We strive to deliver excellent service in all our interactions with you, our employees and our intermediaries. As a result, we're rated as a top insurance company in South Africa.
  • Innovative and understandable products: We recognise that people are different. Their needs are different. Our simple, flexible products are designed to perfectly cater to your own specific insurance requirements.
  • Expert advice: Our financial advice model means that we provide additional value by offering you short-term insurance expertise.

Momentum short-term insurance options

  • Car Insurance - compare comprehensive, third party fire and theft, and cheaper third party only cover options.
  • Home insurance – get a homeowners insurance quote to cover your building, and/or a household insurance quote to cover your home contents.
  • All-risk insurance - cover specified and/or unspecified personal possessions such as your jewellery, laptop and cell phone.
  • Bicycle insurance - cover your bike anywhere in the world.
  • Watercraft insurance - get a quote to cover your boat, jet skis, fittings and accessories.



Get insurance cover that protects your personal valuables AND offers great benefits.


Get an online quote

Business insurance - Momentum also specialises in commercial vehicle, public liability, business combined insurance and more.

Find out more

Contact Momentum car and home insurance

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