Medical aid plans in South Africa
Choosing the right medical aid plan means finding the right balance between monthly contributions, hospital cover, day-to-day medical expenses, and your healthcare needs. Momentum Medical Scheme offers 6 medical aid options to suit different budgets and circumstances, from affordable entry-level cover to comprehensive medical aid for individuals and families.
What are the different medical aid plans available from Momentum?
Momentum Medical Scheme offers 6 medical aid plans in South Africa. They are Ingwe, Evolve, Custom, Incentive, Extender, and Summit. Compare our medical aid plans, explore their benefits and monthly contributions, and find the option that best suits your needs. Whether you're looking for hospital-only cover, day-to-day benefits, or comprehensive healthcare cover, explore the options below and get a medical aid quote online.
Extender Option
Get extensive hospital cover and additional chronic cover from Any or Associated providers. 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses plus you get the Extended Cover benefit once you have reached your Threshold.
from R7 939 per month
Summit Option
Get unlimited private hospital cover from any provider. Chronic cover for 62 conditions with 26 Chronic Disease List conditions fully covered. The additional 36 conditions covered accumulate to the overall day-to-day benefits limit of R34 500 per beneficiary per year.
from R16 469 per month
Ingwe Option
Get affordable entry-level medical cover - a great student medical aid. Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or State hospitals.
from R645 per month
Pricing and details updated in November 2025.
How do I choose the right medical aid plan?
Choose a medical aid plan based on your budget, healthcare needs, and preferred providers. Momentum Medical Scheme offers 6 medical aid plans with different hospital, chronic, and day-to-day benefits to suit your needs.
What is the difference between hospital plans and comprehensive medical aid?
Hospital plans focus on in-hospital expenses (from theatre and ward fees to specialists, surgeons, and life-saving procedures) while comprehensive medical aid offers broader benefits such as day-to-day benefits (like GP visits, dentistry, and prescribed medicine) and the treatment of chronic conditions.
+Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.