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A young couple staying active to earn Momentum Health Returns. They’re jogging across a bridge while the man holds a white dog on a dog leash.

HealthReturns+ with Multiply+

With Momentum Multiply you’re rewarded from day one for knowing and improving your health.

Earn up to R1 000 in HealthReturns per adult per month for every step you take to look after your mental and physical wellbeing. It’s easy:

  • Do your annual digital health and fitness assessment on the app.
  • Achieve your weekly and monthly activity and recharge goals.
  • Rank in leaderboard challenges.
  • Comply with treatment protocols (where applicable).

Who can earn HealthReturns

Momentum Medical Scheme members who are Multiply Inspire or Inspire Plus.

How to earn HealthReturns and know your health

Knowing how healthy you are is the first step to a healthier body and mind. Download the Momentum App to get started.

Health and fitness assessment

Do your digital health and fitness assessment on the app, get a valid Healthy Heart Score and earn HealthReturns each month.

Weekly and Monthly Wins

Achieve your weekly and monthly activity goals and earn HealthReturns. Double your rewards when you add your recharge goals.

Leaderboard challenges

Score extra HealthReturns each month when you take part in leaderboard challenges and reach Gold on the leaderboard.

Access the Digital Coach on the Momentum app for daily personalised tips on how to improve and maintain your overall health and wellbeing.

You’ll also get access to Wysa, your anonymous wellbeing AI coach available to help you build mental resilience. It’s non-judgmental, private, easy to use and available 24/7.

Multiply Inspire and Multiply Inspire Plus

Multiply Inspire

Free



Have fun and get rewarded for living your healthiest life!

An annual digital health and fitness assessment on the app.

Access to the Digital Coach and Wysa, your AI mental wellbeing coach.

Basic HealthReturns from activities like Weekly and Monthly Wins, and leaderboard challenges.


Basic partner discounts and HealthReturns.

Up to R300 per adult per month HealthReturns capped at 10% of monthly contribution.

Free

Have fun and get rewarded for living your healthiest life!

An annual digital health and fitness assessment on the app.

Multiply Inspire Plus

R207 PM



Multiply your rewards for living your
healthiest life!


An annual digital health and fitness assessment on the app.

Access to the Digital Coach and Wysa, your AI mental wellbeing coach.

Increased HealthReturns from activities like Weekly and Monthly Wins, and leaderboard challenges.

Increased partner discounts and HealthReturns.

Up to R1 000 per adult per month HealthReturns capped at 40% of monthly contribution.

PM

Multiply your rewards for living your healthiest life!

An annual digital health and fitness assessment on the app.


+Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.

Want a quote?

You’ll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme

Client service, claims and authorisations



Join an online help session.



Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 16:00.
Closed on Sundays and public holidays.

For local emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

Momentum Medical Scheme Ethics and Fraud line




Available 24 hours a day, 7 days a week, 365 days a year.

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