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A young couple signing a Will.

Estate planning FAQ

Find comprehensive answers to some of the most frequently asked questions on estate planning, drafting a Will and deceased estate administration.

If you have any questions regarding your specific situation, please get in touch with us directly.

Drafting a Will

Who can draft a Will?

A person older than 16 years old in South Africa.

What are the requirements of a valid Will?

• The Will must be in writing (printed or hand-written).
• The testator (the person drafting the Will) must sign their Will among 2 or more witnesses.
• The testator must be of sound mind at the time the Will is drafted.
• A witness of a Will cannot be a beneficiary and vice versa.

To ensure your Will is valid, you can draft a Will online or email us at [email protected] to get assistance from a trusted estate planning financial adviser.

Can I draft a joint Will?

Yes, it is possible to draft a joint Will. However, should a testator die, the Will cannot be amended by the surviving testators if they wish to make changes. We recommend you discuss the best Will options for your needs with an estate planning financial adviser.

Where can I find out more about drafting a Will in South Africa?

You can view our related FAQs. Alternatively, contact us to get assistance from one of our trusted estate planning financial advisers.

Estate planning

When should I start estate planning?

Estate planning is crucial for all income earners, no matter where you are in your financial journey and should be started as soon as possible.

Do I need an estate plan if I have a Will?

Drafting your Will is the first step in the estate planning process. Estate planning is more comprehensive and aims to maximise your estate's liquidity to ensure your loved ones are cared for.

Do I need to use a professional for estate planning?

No, but navigating the legal, financial, and administrative complexities of estate planning alone can be daunting. At Momentum Trust, our team of estate planning experts are here to help you every step of the way.

Deceased estate administration

What are the requirements to wind up an estate?

Winding up a deceased estate is stressful, from reporting a person's death to settling outstanding debt and paying beneficiaries according to a Will. Our services can help you manage the process from start to finish, giving you and your loved ones peace of mind.

How long does it take to wind up a deceased estate?

Depending on the nature and complexity of the estate, it can take up to a few months to several years to settle an estate. Our estate administration services can assist in the smooth winding up of a deceased estate to avoid delays impacting your loved ones.

What is the difference between an executor and an executor agent?

• An executor is a trusted person nominated in a Will and legally appointed to wind up an estate in accordance with a Will.
• An executor agent is a professional service that administers the deceased’s estate on the executor’s behalf.

What happens to my debt when I die?

Your estate could be used to settle any unpaid debt, including the costs and fees of winding up an estate. Momentum's Estate Provider Benefit can help you settle professional and executor fees for winding up an estate to ease the financial burden on your loved ones.

Momentum Estate Provider Benefit

How can Momentum's Estate Provider Benefit help me with my estate planning?

Momentum’s Estate Provider Benefit is a solution that ensures that your loved ones are taken care of after you die by providing services and covering costs related to a deceased estate.

How can I calculate if I will have any cash shortfalls in my estate?

You can use Momentum’s free Estate Provider Benefit calculator to calculate if you will have any cash shortfalls in your estate.

What benefits are included in Momentum's Estate Provider Benefit?

Momentum’s Estate Provider Benefit doubles up an all-inclusive estate plan that offers Will Drafting Services, a professional fee benefit, an instant cash amount paid to your nominee after a death claim, and a death benefit worth R300 000 or more. To find out more about these benefits, you can request a call back or contact an estate planning financial adviser at [email protected].

Momentum Trust
contact details

All our services are under one roof, from Will drafting, trust administration to deceased estate administration.

Email us: [email protected]

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