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Benefits and rewards

Here's how Momentum Insure's car and home insurance rewards keep you, your loved ones, and the things you love safe:

  • Earn up to 30% cashback on your paid premiums yearly, even if you claim.
  • Safety Alert provides free assistance at the touch of a button on the Momentum App.
  • 24-hour emergency assistance with Momentum Assist.
Closeup of elated father and son in the back of an open car boot. The father has just learned about Momentum Insure’s Safety Returns rewards program and related safety-focused features such as Safe DayzTM and Safety Alert. Closeup of elated father and son in the back of an open car boot. The father has just learned about Momentum Insure’s Safety Returns rewards program and related safety-focused features such as Safe DayzTM and Safety Alert.
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Keeping you safe with Accident Alert

Keep yourself and your loved ones protected on the road with Accident Alert. This feature uses our innovative SafeDayzTM and Safety Alert technology to monitor your driving and dispatch emergency medical assistance when it detects any sudden stops or reduction in speed.

Digital safety

Person’s hands holding a smartphone with digital warning icons and alert symbols, representing cybersecurity and digital safety awareness.

With our Digital Safety feature on the Momentum App, you can check if your email has been involved in a reported data breach and learn the details, engage with identity theft specialists to resolve online impersonation incidents, and set up credit profile alerts with unlimited access to credit reports. Download the Momentum App.

How we reward you for keeping safe

A curly-haired woman who has car and home insurance with Momentum Insure, holding her phone and excitedly reacting to the fact  that she gets rewarded up to 30% cashback for keeping safe through the Safety Returns rewards program.

Safety Returns

  • Safer driving behaviour with Safe DayzTM.
  • Completing the Safety Score questionnaire, which scores your safety on the road, at home or wherever you may be.
  • Activating Safety Alert, a free mobile panic button that protects you and a loved one whenever you feel unsafe.

A woman sitting on a train heading safely to her destination while earning herself a safe day from Momentum Insure's Safe Dayz program, while reading her planner to prepare her for the rest of the day.

Safe DayzTM

  • Safe DayzTM, available on the Momentum App, records and gives you a score of your journey based on your driving behaviour.
  • Score an average of 80% or more on a day to earn one safe day.
  • Earn Safe Dayz even on non-travel days as long as the Momentum App is activated and your GPS settings are on.

A couple standing in front of their home’s porch front excited about receiving 15% cashback on their paid premiums for remaining claim-free for 4 consecutive years with Momentum Insure's Momentum Rewarder.

Momentum Rewarder

  • An optional benefit that rewards you with 15% of your paid premiums back in cash for remaining claim-free for 4 consecutive years.
  • Once a claim has been settled, a new Momentum Rewarder cycle will begin immediately after the incident date for that claim.

How we keep you safe

A family of 7 sitting in their SUV boot relieved about help on the way from a responder after using the Safety Alert feature's panic button that is free of charge for Momentum Insure short term insurance policyholders.

Safety Alert

  • Momentum Insure policyholders plus an additional nominee can make use of Safety Alert, available on the Momentum App, at no extra cost.
  • Unlimited access to 1 800 armed responders 24/7/365 days a year for the policyholder and the nominee.
  • Real-time and interactive map to track the responding vehicle’s movement plus details of the responder that will be dispatched.

A family seated with their dog on a couch in their living room. In the background, one can see their Maxidor security gates, which give them the ultimate protection and peace of mind.

Maxidor discount

All active car and home insurance policyholders qualify for a massive 30% discount on all Maxidor Ultra trellis security gates and doors. Download the Momentum App for a no-obligation quote and save with Momentum Insure and Maxidor.

A Momentum Insure client with home insurance receiving plumbing emergency assistance from a Momentum Assist agent after their bathroom basin's tap burst.

Momentum Assist

  • Free 24/7/365 assistance for emergencies on the road, at home, as well as medical and legal emergencies.
  • Roadside assistance with all car insurance policies.
  • Home assistance with buildings and household contents cover.
  • Legal and medical assistance for all car, buildings, and home contents cover.

A woman opening her bag to place her cell phone inside. Momentum Insure has a handbag cover for females for handbag loss or theft and its contents.

Optional female benefits and rewards

Female breast cancer cover for:

  • An accidental, violent, external and visible cause (accident) that results in the loss of a breast within 12 months from the date of the accident.
  • First positive diagnosis of a malignant tumour by a qualified physician specialising in breast cancer.

Handbag cover for loss or theft of a handbag and its contents.

A mechanic fixing a tyre for a client whos has Momentum Insure tyre cover, which is an optional benefit that covers for loss or damage to tyres fitted to your insured vehicle that are accidentally and irreparably damaged.

Tyre cover

  • Optional benefit, available with vehicle cover only, for loss or damage to tyres fitted to your insured vehicle that are accidentally and irreparably damaged.
  • Cover is limited to a maximum of 2 events per year, not exceeding 2 tyres per event.

A young woman using the HomeDrive facility through Momentum Insure while sitting in the back seat of the car while the driver takes her safely home.

Momentum HomeDrive

  • Getting you and your car home safe when you’re unable to drive or when you just want a personal chauffer to get you around.
  • Optional cover with 6 complimentary trips a year.
  • Limited to a 50km radius from the pick-up point.

A Momentum Explorer benefit client outside her vehicle on a travel break, enjoying the adventure of a scenic landscape knowing she's covered by her car insurance to explore and travel.

Momentum Explorer

  • Optional cover for vehicles, trailers, and watercraft when you are travelling to neighbouring countries. Includes wider geographical cover and additional benefits so you can enjoy the adventure with none of the worry.

Want to know more?

For more information, download the brochure below.

More on Momentum Insure

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Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

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