Benefits and rewards
Here's how Momentum Insure's car and home insurance rewards keep you, your loved ones, and the things you love safe:
- Earn up to 30% cashback on your paid premiums yearly, even if you claim.
- Safety Alert provides free assistance at the touch of a button on the Momentum App.
- 24-hour emergency assistance with Momentum Assist.
How we reward you for keeping safe
Safe DayzTM
- Safe DayzTM, available on the Momentum App, records and gives you a score of your journey based on your driving behaviour.
- Score an average of 80% or more on a day to earn one safe day.
- Earn Safe Dayz even on non-travel days as long as the Momentum App is activated and your GPS settings are on.
Momentum Rewarder
- An optional benefit that rewards you with 15% of your paid premiums back in cash for remaining claim-free for 4 consecutive years.
- Once a claim has been settled, a new Momentum Rewarder cycle will begin immediately after the incident date for that claim.
How we keep you safe
Safety Alert
- Momentum Insure policyholders plus an additional nominee can make use of Safety Alert, available on the Momentum App, at no extra cost.
- Unlimited access to 1 800 armed responders 24/7/365 days a year for the policyholder and the nominee.
- Real-time and interactive map to track the responding vehicle’s movement plus details of the responder that will be dispatched.
Maxidor discount
All active car and home insurance policyholders qualify for a massive 30% discount on all Maxidor Ultra trellis security gates and doors. Download the Momentum App for a no-obligation quote and save with Momentum Insure and Maxidor.
Momentum Assist
- Free 24/7/365 assistance for emergencies on the road, at home, as well as medical and legal emergencies.
- Roadside assistance with all car insurance policies.
- Home assistance with buildings and household contents cover.
- Legal and medical assistance for all car, buildings, and home contents cover.
Optional female benefits and rewards
Female breast cancer cover for:
- An accidental, violent, external and visible cause (accident) that results in the loss of a breast within 12 months from the date of the accident.
- First positive diagnosis of a malignant tumour by a qualified physician specialising in breast cancer.
Tyre cover
- Optional benefit, available with vehicle cover only, for loss or damage to tyres fitted to your insured vehicle that are accidentally and irreparably damaged.
- Cover is limited to a maximum of 2 events per year, not exceeding 2 tyres per event.
Momentum HomeDrive
- Getting you and your car home safe when you’re unable to drive or when you just want a personal chauffer to get you around.
- Optional cover with 6 complimentary trips a year.
- Limited to a 50km radius from the pick-up point.
Momentum Explorer
- Optional cover for vehicles, trailers, and watercraft when you are travelling to neighbouring countries. Includes wider geographical cover and additional benefits so you can enjoy the adventure with none of the worry.