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Momentum 55+

Car and home insurance for over 50s

With Momentum 55+, you can enjoy your lifestyle and be assured that your car, home, and personal belongings are protected. We believe that you should be rewarded for a high level of responsibility and a low level of risk that also includes the following:

  • No excess on selected cover options.
  • Free 24-hour emergency assistance. 
  • Earn up to 30% cashback on your paid premiums, every year even if you claim, when you register for our Safety Returns rewards program and activate our safety-related features, on the Momentum App. Available to car and home insurance policyholders, at no additional cost.

Car, home, and personal belongings insurance solutions for you

We know that as you get older, your lifestyle and needs change. It’s the same for your short-term insurance needs. At Momentum Insure, we offer you 3 solutions, each with premiums based on your individual needs so that you can choose the right amount of cover that best suits your lifestyle.

Insurance cover options for individuals 55 years and older

Momentum Select 55+

Flexibility to choose the cover you want to suit your unique needs.

Optional car hire.
No excess on windscreen repairs and sound equipment.
No excess for 55 years and older on selected cover.
Car assessment at your home or work address.
Free delivery of your vehicle after insurance repairs.
Upgrading your home security following an incident you're insured for.
Flexibility to choose the cover you want to suit your unique needs.

Momentum Priceless 55+

Comprehensive car and home insurance cover for your valuables with a personal service consultant.
Optional car hire.
No excess on windscreen repairs and sound equipment.
No excess for 55 years and older on selected cover.
Car assessment at your home or work address.
Free delivery of your vehicle after insurance repairs.
Upgrading your home security following an incident you're insured for.
Comprehensive car and home insurance cover for your valuables with a personal service consultant.

Momentum Envoy 55+

Dedicated service consultant to manage and assist insurance cover for high-net worth individuals.
Optional car hire.
No excess on windscreen repairs and sound equipment.
No excess for 55 years and older on selected cover.
Car assessment at your home or work address.
Free delivery of your vehicle after insurance repairs.
Upgrading your home security following an incident you're insured for.
Dedicated service consultant to manage and assist insurance cover for high-net worth individuals.

Want to know more?

For more information, download the brochure below.

Benefits and rewards

We don’t just keep your belongings safe; we help you feel secure knowing that your loved ones are protected and safe when life happens with these free features.

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

Optional extras

Personalise your cover by adding any of these optional benefits and rewards.

A young couple standing in front of their home’s porch front happy about receiving 15% of their paid premiums back in cash for remaining claim-free for 4 consecutive years with Momentum Rewarder.

Momentum Rewarder

Get 15% of your paid premiums back in cash for remaining claim-free for 4 consecutive years.

A young female opening her bag to place her cell phone inside. Momentum Insure ha a specific cover for females that covers handbag loss or theft and its contents.

Female cover

Breast cancer cover and handbag cover for loss or theft of your handbag and its contents.

A young woman using the HomeDrive facility through Momentum Insure while sitting in the back seat of the car while the driver takes her safely home.

HomeDrive

Getting you and your car home safely when you’re unable to drive or when you just want a personal chauffer to get you around.

A landscape image of a car parked to on the left hand side showing the river in the valley with the mountains on either side.

Momentum Explorer

Optional cover for vehicles, trailers, and watercraft when you're travelling to neighbouring countries.

Other insurance cover options from
Momentum Insure

Personalise your cover by adding any of these optional benefits and rewards.

Momentum Select

Convenient and reliable car, buildings, home contents, and portable possessions cover with rewards, benefits, and innovative features to keep you safe.

Momentum Priceless

Comprehensive cover tailored to your individual needs with an added personal touch for that extra peace of mind when it comes to protecting the things that matter to you most.

Momentum Envoy

All the convenience, safety, benefits and rewards of comprehensive cover for car, home, and personal belongings for high-net-worth individuals who enjoy a personalised experience.

A lady standing in a nursery with flowers in the background working on a laptop, wearing a red apron.

Business Insurance

Competitive solutions designed to suit your unique business needs, protect your business from unforeseen events, and handle claims efficiently and swiftly.

Friendly dog in lion costume standing at the door as delivery man makes a delivery in Momentum Insure Science of Safety TV commercial.

Science of Safety

We believe that when you feel safe, you have the confidence to handle any situation. Momentum Insure is committed to taking a leading position in making clients feel safe and giving them the confidence to remove uncertainties to live life optimally.

More on Momentum Insure

Momentum Insure
FAQs

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

Get an insurance quote and save

Contact Momentum Insure

Roadside and emergency services




Available 24 hours a day, 7 days a week, 365 days a year.

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Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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