Affordable medical insurance for businesses in South Africa
For most of the South African workforce, private healthcare solutions like medical schemes are too expensive. Momentum’s Health4Me offers employer groups cost-effective medical insurance.
- For employees earning less than R30 000 per month.
- Helps reduce absenteeism and improve productivity.
- Extensive Day-to-day and Major Medical Event Benefits from a network of providers.
What we do
Research shows that a lack of affordable healthcare is a leading cause of employee absenteeism. Health4Me was designed to provide your employees with access to quality, private healthcare and additional benefits through a network of providers.
Our building-block approach enables you to structure your benefits specific to your employees’ needs and available budget. By partnering with us, you are able to extend the benefits of private healthcare, a doctor on call, employee assistance, and wellness education to your workforce, thereby improving the wellbeing of your employees and your bottom line.
Who is eligible?
- Employees earning a monthly income of less than R30 000.
- Employees 18 years and older, for as long as they are actively employed.
- Employer groups with 5 or more employees.
By providing your workforce with affordable healthcare, you and your employees can benefit in the following ways:
Empowered employees take better care of their health, which improves their lifestyle and increases life expectancy.
Employees have access to quality, private healthcare every day that will improve the illness trends that cripple employer groups.
Healthy employees are more productive, which means your bottom line doesn’t suffer.
Healthy employees get sick less often and take less time off work as they have access to affordable healthcare cover.
Employer groups that provide healthcare solutions to their employees foster loyalty.
Reduces staff turnover
Productive and loyal employees stay with their employer longer thereby reducing staff turnover.
We provide your staff with training on how to access and use their benefits.
We provide you with employer web portal training to show you how to manage your company profile online.
Reporting and illness
Bi-annual reporting shows you the value we offer your employees on Momentum Health4Me.
Extend benefits to
Employers can choose to extend benefits to their employees’ spouse and children.
Affordable and flexible offerings to suit diverse healthcare needs.
Members can use any Network doctors, dentists, and optometrists.
Medipost delivers chronic medication to a member’s home or office.
Comprehensive maternity benefits such as scans and tests.
Covers casualty and in-hospital treatment for accidents and certain emergency events, such as heart attacks and strokes.
Hospital cash and
maternity lump sum
Pays a daily benefit amount for hospitalisation, as well as a maternity lump sum benefit in the event of childbirth.
Pays for funeral expenses in the event of death.
What we offer
Momentum Health4Me offers employer groups great value by applying our extensive experience and skill in the field, as well as our strong provider network partnerships, to facilitate cost-effective provision of Day-to-day and Major Medical Event Benefits to your employees.
The Health4Me Day-to-day Benefits cover your employees’ everyday healthcare needs. They include benefits such as GP and specialist visits, chronic and HIV benefits, maternity, dental and optical benefits, and much more. There are 3 options to choose from, Bronze, Silver and Gold.
Major medical events benefits
Major Medical Event Benefits can only be taken in conjunction with Health4Me Day-to-day Benefits. It provides employees with access to accident and emergency cover, hospital cash benefit, maternity lump sum benefit, and funeral benefit (includes repatriation benefit). There are two options to choose from, Base and Standard.
A few added benefits to enhance our healthcare solutions for you and your employees. All these benefits are free.
Members on Momentum Health4Me can get free monthly airtime, data, Shoprite and Checkers vouchers or Takealot vouchers with More4Me.
Hello Doctor gives Health4Me members access to doctors, anytime, anywhere, through their mobile phone. Members can text or talk to a registered medical doctor for free, 24/7/365.
Employee Health and Wellness Programme
To help your employees cope with life’s pressures, we give them access to psychological counselling and a range of wellness services. We also provide legal assistance, credit health, and debt management services.
How to join
Employers can sign up for Health4Me in three easy steps.