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page.keywordsEmployee benefits, Medical aid for employees, Retirement annuities for employees, Group insurance, Business short-term insurance, Key person life insurance, Workplace health and wellness


Affordable medical insurance for businesses in South Africa

Private healthcare solutions like medical schemes are too expensive for most of the South African workforce. Momentum’s Health4Me offers employer groups cost-effective medical insurance.

  • For employees earning less than R40 000 per month.
  • Helps improve productivity.
  • Extensive Day-to-day benefits from a network of providers and Major medical event benefits.

What we do

Research shows that a lack of affordable healthcare is a leading cause of employee absenteeism. Health4Me was designed to provide your employees with access to quality, private healthcare and additional benefits through a network of providers.

Our building-block approach enables you to structure your benefits specific to your employees’ needs and available budget. By partnering with us, you can extend the benefits of private healthcare, a doctor on call, employee assistance, and wellness education to your workforce, thereby improving the well-being of your employees and your company’s bottom line.

Who is eligible?

  • Employees earning a monthly income of less than R40 000.
  • Employees 18 years and older, for as long as they are actively employed.
  • Employer groups with 5 or more employees.

Health4Me benefits

By providing your workforce with affordable healthcare, you and your employees can benefit in the following ways:

Employer benefits

Empowers your

Empowered employees take better care of their health, which improves their lifestyle and increases life expectancy.

Improves wellness

Employees have access to quality, private healthcare every day that will improve the illness trends that cripple employer groups.

Improves productivity

Healthy employees are more productive, which means your company’s bottom line doesn’t suffer.

Reduces absenteeism

Healthy employees who have access to healthcare get sick less often and take less time off work.

Encourages loyalty

Employer groups that provide healthcare solutions to their employees foster loyalty.

Reduces staff turnover

Productive and loyal employees stay with their employer longer thereby reducing staff turnover.

Member education

We provide your staff with training on how to access and use their benefits.

Employer support

We provide you with employer web portal training to show you how to manage your company profile online.

Reporting and illness
trend information

Bi-annual reporting shows you the value we offer your employees on Momentum Health4Me.

Employee benefits

Extend benefits to

Employers can choose to extend benefits to their employees’ spouses and children.

Tailored health

Affordable and flexible offerings to suit diverse healthcare needs.

Access to a wide
network of providers

Members can use any Network doctors, dentists, and optometrists.


Medipost delivers chronic medication to a member’s home or office.


Maternity benefits such as scans and tests.

Accident and
emergency cover

Covers casualty and in-hospital treatment for accidents and certain emergency events (heart attacks and strokes).

Hospital cash and
maternity lump sum

Pays a daily benefit amount for hospitalisation and a maternity lump sum benefit in the event of childbirth.


Pays for funeral expenses in the event of death.

What we offer

Momentum Health4Me offers employer groups great value by applying our extensive experience and skill in the field, as well as our strong provider network partnerships, to facilitate cost-effective provision of Day-to-day and Major medical event benefits to your employees.

An aerial view of a mum and her young son lying in bed while talking and laughing with each other.

Day-to-day benefits

The Health4Me Day-to-day benefits cover your employees’ everyday healthcare needs. They include benefits such as GP and specialist visits, chronic and HIV benefits, maternity, dental and optical benefits, and much more. There are 3 options to choose from, Bronze, Silver and Gold.

A young couple look at their newborn baby in the maternity wing at the hospital.

Major medical events benefits

Major medical event benefits can only be taken in conjunction with Health4Me Day-to-day benefits. These benefits provide employees with access to accident and emergency cover, hospital cash and maternity lump sum benefit, as well as funeral benefit (includes repatriation benefit). There are two options to choose from, Base and Standard.

Health4Me network providers

Download the relevant provider list.

Value-added benefits

A few added benefits to enhance our healthcare solutions for you and your employees. All these benefits are free.

A young female holds up a ripe watermelon quarter in place of her smile.


Members on Momentum Health4Me can get free monthly airtime, data, Shoprite and Checkers vouchers or Takealot vouchers with More4Me.

Young women's specialist sitting in an office working on her laptop, smiling while consulting with a patient online through Momentum’s Hello Doctor.

Hello Doctor

Hello Doctor gives Health4Me members access to doctors, anytime, anywhere, through their mobile phone. Members can text or talk to a registered medical doctor for free, 24/7/365.

momentum wellness ewp women with pearls chatting

Employee Wellness Programme

To help your employees cope with life’s pressures, we give them access to psychological counselling and a range of wellness services. We also provide legal assistance, credit health, and debt management services.

Multiply Engage

Multiply is Momentum’s wellness rewards programme. Your employees can earn discounts from a range of partners with Multiply Engage.

How to join

Employers can sign up for Health4Me in three easy steps.

Fill out a company application form.
Complete a membership template (a list of employees you would like to cover).
Email it to [email protected]

Need help?

Get one of our consultants to call you back.

Want a brochure?

Download the Health4Me brochure.

Contact Health4Me


Call or WhatsApp: 0860 102 903

Business hours are Monday to Friday from 07:30 to 19:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Emergency services hours (for accident and emergency cover pre-authorisation only) are: Monday – Friday from 19:00 to 7:30. Saturday from 13:00 to 07:30. Sundays and public holidays from 07:30 to 07:30.


Provider claims: [email protected]

Member refunds: [email protected]

Business hours are Monday to Friday from 07:30 to 19:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

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