Site url:
Pagecontext: org.apache.jasper.runtime.PageContextImpl@378450ed
page.keywordsEmployee benefits, Medical aid for employees, Retirement annuities for employees, Group insurance, Business short-term insurance, Key person life insurance, Workplace health and wellness


Affordable medical insurance for businesses in South Africa

For most of the South African workforce, private healthcare solutions like medical schemes are too expensive. Momentum’s Health4Me offers employer groups cost-effective medical insurance.

  • For employees earning less than R30 000 per month.
  • Helps reduce absenteeism and improve productivity.
  • Extensive Day-to-day and Major Medical Event Benefits from a network of providers.

What we do

Research shows that a lack of affordable healthcare is a leading cause of employee absenteeism. Health4Me was designed to provide your employees with access to quality, private healthcare and additional benefits through a network of providers.

Our building-block approach enables you to structure your benefits specific to your employees’ needs and available budget. By partnering with us, you are able to extend the benefits of private healthcare, a doctor on call, employee assistance, and wellness education to your workforce, thereby improving the wellbeing of your employees and your bottom line.

Who is eligible?

  • Employees earning a monthly income of less than R30 000.
  • Employees 18 years and older, for as long as they are actively employed.
  • Employer groups with 5 or more employees.

Health4Me benefits

By providing your workforce with affordable healthcare, you and your employees can benefit in the following ways:

Employer benefits

Empowers your

Empowered employees take better care of their health, which improves their lifestyle and increases life expectancy.

Improves wellness

Employees have access to quality, private healthcare every day that will improve the illness trends that cripple employer groups.

Improves productivity

Healthy employees are more productive, which means your bottom line doesn’t suffer.

Reduces absenteeism

Healthy employees get sick less often and take less time off work as they have access to affordable healthcare cover.

Encourages loyalty

Employer groups that provide healthcare solutions to their employees foster loyalty.

Reduces staff turnover

Productive and loyal employees stay with their employer longer thereby reducing staff turnover.

Member education

We provide your staff with training on how to access and use their benefits.

Employer support

We provide you with employer web portal training to show you how to manage your company profile online.

Reporting and illness
trend information

Bi-annual reporting shows you the value we offer your employees on Momentum Health4Me.

Employee benefits

Extend benefits to

Employers can choose to extend benefits to their employees’ spouse and children.

Tailored health

Affordable and flexible offerings to suit diverse healthcare needs.

Choose a

Members can use any Network doctors, dentists, and optometrists.


Medipost delivers chronic medication to a member’s home or office.


Comprehensive maternity benefits such as scans and tests.

Accident and
emergency cover

Covers casualty and in-hospital treatment for accidents and certain emergency events, such as heart attacks and strokes.

Hospital cash and
maternity lump sum

Pays a daily benefit amount for hospitalisation, as well as a maternity lump sum benefit in the event of childbirth.


Pays for funeral expenses in the event of death.

What we offer

Momentum Health4Me offers employer groups great value by applying our extensive experience and skill in the field, as well as our strong provider network partnerships, to facilitate cost-effective provision of Day-to-day and Major Medical Event Benefits to your employees.

An aerial view of a mum and her young son lying in bed while talking and laughing with each other.

Day-to-day benefits

The Health4Me Day-to-day Benefits cover your employees’ everyday healthcare needs. They include benefits such as GP and specialist visits, chronic and HIV benefits, maternity, dental and optical benefits, and much more. There are 3 options to choose from, Bronze, Silver and Gold.

A young couple look at their newborn baby in the maternity wing at the hospital.

Major medical events benefits

Major Medical Event Benefits can only be taken in conjunction with Health4Me Day-to-day Benefits. It provides employees with access to accident and emergency cover, hospital cash benefit, maternity lump sum benefit, and funeral benefit (includes repatriation benefit). There are two options to choose from, Base and Standard.

Want to know more?

Download one of the option brochures to learn more.

All you need to know about the Standard option Learn more about the Base option

Health4Me network providers

Download the relevant provider list

Value-added benefits

A few added benefits to enhance our healthcare solutions for you and your employees. All these benefits are free.

A young female holds up a ripe watermelon quarter in place of her smile.


Members on Momentum Health4Me can get free monthly airtime, data, Shoprite and Checkers vouchers or Takealot vouchers with More4Me.

Young women's specialist sitting in an office working on her laptop, smiling while consulting with a patient online through Momentum’s Hello Doctor.

Hello Doctor

Hello Doctor gives Health4Me members access to doctors, anytime, anywhere, through their mobile phone. Members can text or talk to a registered medical doctor for free, 24/7/365.

momentum wellness ewp women with pearls chatting

Employee Health and Wellness Programme

To help your employees cope with life’s pressures, we give them access to psychological counselling and a range of wellness services. We also provide legal assistance, credit health, and debt management services.

Multiply Engage

Multiply is Momentum’s rewards programme. Your employees can earn discounts from a range of partners with Multiply Engage.

How to join

Employers can sign up for Health4Me in three easy steps.

Fill out a company application form.
Complete a membership template (a list of employees you'd like to cover).
Email it to [email protected]

Need help?

Get one of our consultants to call you back.

Want a brochure?

Download the Health4Me brochure.

Contact Health4Me


Call or WhatsApp: 0860 102 903

Business hours are Monday to Friday from 07:30 to 19:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Emergency services hours (for accident and emergency cover pre-authorisation only) are: Monday – Friday from 19:00 to 7:30. Saturday from 13:00 to 07:30. Sundays and public holidays from 07:30 to 07:30.


Provider claims: [email protected]

Member refunds: [email protected]

Business hours are Monday to Friday from 07:30 to 19:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

We and our selected partners use cookies to enhance and personalise your experience on our website.Please see our cookie policy for more information.

To enhance your user experience on our site, learn more about our supported browsers

Your browser's cookies are disabled. Enable cookies to ensure our website functions correctly. View our Privacy Notice.