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Helping you save for your retirement

Saving enough money for your retirement might seem like a daunting task in South Africa, but here is a simple way to make sure you will be financially secure in your golden years:

  • How you want to live after you have retired?
  • How much money you will need by the time you retire to fund your chosen lifestyle?
  • Draft a plan setting out how much you should save and invest from now until you retire, taking into account any existing provision you may already have in place. Use our retirement annuity calculator to calculate how much you should save in South Africa. Use our retirement annuity calculator to calculate how much you should save in South Africa.
  • Select the best retirement savings plans and investment funds to implement your plan.

Choose from one or a combination of the following products to help save for your retirement:

  • Investo retirement annuity - Saving from R300 a month up to retirement age with Investo, gives your money time to grow compound interest. Benefits include tax efficiency making your money grow faster, flexibility to skip contributions or add lump sum contributions, and access to a range of investment funds
  • Investo endowment - by investing your money through an endowment you expose it to growth assets like shares, essential to produce inflation-beating, tax-efficient investment returns in South Africa
  • My Savings portfolio - by investing as little as R500 a month you can make an impact on your future with this all-in-one solution designed to meet your retirement savings, child education, and lifestyle needs. Choose from a comprehensive range of investment funds like unit trusts managed by leading South African fund managers

After you have selected your retirement savings product, you can choose the investment fund or combination of funds that will generate your investment returns.

Contact your financial adviser today to help you make the best retirement investment choices and guide you along the way to a comfortable retirement.


Father and adult son fishing on pier

Your financial adviser will help you with retirement planning to decide which investment options fit into your overall financial plan. Speak to your financial adviser before you invest. If you don't have a financial adviser, find a certified financial planner to discuss how Momentum can help make your money grow.

Find an adviser

Related savings goals

Momentum My Savings Portfolio all-in-one savings solution helps you to save for education, your retirement and dreams in a flexible way so you can enjoy the rewards you want tomorrow by making smart decisions today:

  • Education - a great education is the best gift you can give your child.
  • Dreams - save for those special things: that dream holiday, a deposit on a new car, your first home.
  • Anytime Pocket - your rainy day savings fund

Start saving with My Savings portfolio today! Or contact us to discuss other Momentum savings and pre-retirement investment solutions such as Investo, to secure your care-free retirement.