Multiply > What is Multiply
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Don’t just live life, multiply it

Not just another wellness programme, Multiply is Momentum’s wellness and rewards programme that inspires you to reach your goals by rewarding your progress – no matter how big or small. Focussing on four important areas of financial wellness, health, safety and fitness, we reward you with discounts and returns on Momentum products as well as with discounts on a variety of partners. Every move you make to improve your life adds to your Multiply rewards and to your overall wellness. Because we’re here to help you live your best life, now and in the future.

We'll help you get more so that you can give more: to your family, to yourself and to doing the things you love. To us, this is the true state of well-being.

How Multiply Works Infographic

Get going

We’ve got what you need to:

  • Be financially well: learn to budget; ask for financial advice; use our financial tools.
  • Sort education: access to the best education portal; great discounts from our partners.
  • Improve your health: do your free Health Assessment; get screened; adopt good habits.
  • Get moving: enjoy affordable access to do what you love — run, gym, golf, cycle or walk; get fitter with discounted state-of-the-art gadgets.
  • Be safe: secure your house, vehicle and belongings; save on security; use our tips to stay safe.

Measure up

We encourage you to track how you’re doing and maintain the good work.

  • MyScore shows you how well you’ve planned financially; now and for the future.
  • Your Healthy Heart Score gives you an indication of how healthy your heart is.
  • Your Active Dayz™ gives you an idea of how active and fit you are according to how much you gym, walk etc.
  • Your Safety Score rates you on your personal, home and vehicle security.

Choose your Multiply

Multiply Starter

Get basic, free access to Multiply.

Enjoy discounts on a selected range of partners and work with us toward improving your health and fitness.


  • 15% off AVBOB funeral services
  • 7.5% Off Mango flights
  • 4.5% back in Dis-Chem benefit points
  • Movies from R40 at Nu Metro

Plus more discounts at our Multiply online shop.

For more benefits upgrade to Provider or Premier.

Read more

Monthly subscription


Or upgrade for even greater benefits!

Multiply Provider

Great value for you and the family.

Save on groceries, education, safety and more.

  • Multiply your Pick n Pay Smart Shopper points up to 4x
  • Movies from only R27 at Nu Metro
  • Up to 10% back in Dis-Chem benefit points
  • Up to 25% off at Jet
  • 50% off funeral services from AVBOB

Plus more discounts at our Multiply online shop.

Read more

Monthly subscription

Single member: R59
Family of two (main member and partner): R79
Adult dependants (19 years and older): R10 per dependant
Child dependants (younger than 19 years): Free

Multiply Premier

Offers exceptional savings on Momentum products:

  • Up to R5 400 back in HealthReturns
  • Up to 60% off life cover
  • Up to 20% back on your short-term insurance premiums

Partner savings include:

  • Up to 80% off gym fees at Virgin Active and Planet Fitness
  • Up to 50% off Mango flights
  • Up to 40% off at Edgars
  • Multiply your Pick n Pay Smart Shopper points up to 10x

Plus more discounts at our Multiply online shop.

Read more

Monthly subscription

Single member: R179 pm
Family of two: R219 pm
Family of three or more: R249 pm