What is HealthWaiver?
Most of us are on medical aid because we want to be able to afford the best possible medical care for our families. What would happen if and when we are no longer able to pay our medical aid contribution? HealthWaiver+ ensures continued medical cover for you and your family when you may not be able to do so.
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
What are the benefits of having HealthWaiver?
In the unfortunate event of death, functional impairment or critical illness of the medical aid principal member and/or spouse, HealthWaiver will pay the member's medical aid contribution and Momentum Multiply contribution (if applicable), plus an additional 20% of the contribution for either a 5 or 10-year period depending on the benefit period selected.
Any leftover funds from the additional 20% can be paid into the HealthSaver+ account to help provide for Day-to-day Benefits.
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

You must be a principal member on Momentum Medical Scheme to take HealthWaiver.
How much will it cost?
HealthWaiver premiums are calculated according to your age, smoking status, choice of option and benefit period. Premiums are recalculated every year on the 1st of January to take into account any increase in the monthly medical aid contribution and your age. Multiply Premier members qualify for the following discounts:
Non-smoker declaration
Clients who are covered under a HealthWaiver policy and who previously smoked can submit the Non-smoker declaration to [email protected].
Any premium change will only come into effect at the beginning of the following calendar year.