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HealthWaiver

A cost-effective solution that makes sure the ones you love have continued medical cover in the event of your death, functional impairment, or critical illness.

from

R240 per month

What is HealthWaiver?

Most of us are on medical aid because we want to be able to afford the best possible medical care for our families. What would happen if and when we are no longer able to pay our medical aid contribution? HealthWaiver+ ensures continued medical cover for you and your family when you may not be able to do so.


+ This additional product is complementary and available from Momentum, a division of Momentum Metropolitan Life Limited. Momentum is not a medical scheme, and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the complementary products that Momentum offers.

What are the benefits of having HealthWaiver?

In the unfortunate event of death, functional impairment or critical illness of the medical aid principal member and/or spouse, HealthWaiver will pay the member's medical aid contribution and Momentum Multiply contribution (if applicable), plus an additional 20% of the contribution for either a 5 or 10-year period depending on the benefit period selected.

Any leftover funds from the additional 20% can be paid into the HealthSaver account to help provide for Day-to-day Benefits.

A young couple sitting on a bench looking down at a lake with mountains in the distance.

Who is eligible for HealthWaiver?

You must be a principal member on Momentum Health to take HealthWaiver.

How much will it cost?

HealthWaiver premiums are calculated according to your age, smoking status, choice of option and benefit period. Premiums are recalculated every year on the 1st of January to take into account any increase in the monthly medical aid contribution and your age. Multiply Premier members qualify for the following discounts:

Private Club
50%
Platinum
30%
Gold
20%
Silver
15%
Bronze
10%

Non-smoker declaration

Clients who are covered under a HealthWaiver policy and who previously smoked can submit the Non-smoker declaration to myriad@momentum.co.za

Any premium change will only come into effect at the beginning of the following calendar year.

Want to know more?

For more information relating to HealthWaiver, download the brochure below.


Want a quote?

Let us call you back with a quote that suits your needs.

Need advice?

Discuss the benefits of having medical aid with a certified financial adviser.

You may also want to consider

HealthSaver

GapCover

HealthReturns

Multiply rewards

Contact Momentum Health

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