Benefits of having HealthSaver+
HealthSaver+ is seamlessly integrated with Momentum Medical Scheme, which makes it the most convenient way to pay for medical treatments and procedures, not covered by your medical aid option.
You can earn an interest rate of up to 10% on your positive HealthSaver balance, and pay as little as 0% interest on credit, based on a combination of your Healthy Heart Score and Active DayzTM (or the result of your fitness assessment). In other words, you could get access to a fitness device immediately by using the credit facility on your HealthSaver account. If you are active, you will not pay any interest on the device and earn HealthReturns, which can be used to pay back the device, essentially making it free - all by being healthy and active.
HealthSaver funds may be used to pay for:
If you have a Momentum HealthSaver account, you can also:
+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
How does it work?
You can even use your positive HealthSaver funds to pay your medical aid contribution, boost your retirement, or your child's education expenses.
You do not have to pay money into your HealthSaver, it could simply be the savings account where you receive your HealthReturns+.
Momentum charges an annual fee of R36 to administer the HealthSaver account. If you contribute to your HealthSaver account, you get free access to the world’s first human-powered digital assistant, Hey Jude. Whether you would like to make a booking at your favourite restaurant or find the nearest place to buy a rare product, Hey Jude helps you get things done, smartly.
+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

How to activate HealthSaver
All Momentum Medical Scheme members automatically qualify for HealthSaver. Sign up for your HealthSaver account in real time via the Momentum app or log in to momentum.co.za, click on Health and then on the HealthSaver link.
You may choose to pay a monthly amount that suits your needs (minimum of R100); and/or apply for credit (subject to National Credit Act requirements) and have access to the full 12 months’ credit upfront.
If you opt to apply for credit, you will get immediate feedback on your application, including a free credit report. We will send you confirmation of the credit terms and once you have accepted them, you will have instant access to your credit facility.
Want to know more?
For more information relating to the below, please view the brochure and navigate to the relevant section.