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Woman wearing a blue and white vintage dress sitting on the grass holding a plate of healthy strawberries.

Affordable medical aid

Finding the best healthcare cover shouldn't be a pain in the neck. We can help you find the best medical aid cover option to suit your individual or family needs, with industry-leading benefits.

  • Save up to R1 000 when you use Associated providers.
  • Earn up to R3 000 a month in rewards.
  • Get an online medical aid quote in 4 easy steps.

Our Medical Aid Options


Momentum Medical Scheme provides a comprehensive range of medical aid plans in South Africa. Take a look at our 6 options to find the best medical aid plan to match your budget and your needs and get an online quote in 4 easy steps.

2021 Medical Aid Plans

Cover that’s value for money and meets your needs

Get medical aid cover that’s suitable for you and your loved ones. Momentum Medical Scheme provides a comprehensive range of medical aid options for everyone. It doesn’t matter whether you’re a student, a young professional or a breadwinner who needs comprehensive cover for your whole family. We’ve got you covered.

Evolve Option

Get cover for hospitalisation from the Evolve Network of private hospitals with no overall annual limit. Day-to-day benefits like GP visits are subject to HealthSaver.


from

R1 345 per month

Custom Option

Get comprehensive hospital and chronic cover from Any or Associated providers. You can choose to have access to treatment at any hospital or to receive a discount on your contribution by electing to use a specific list of private hospitals.

from

R1 706 per month

Incentive Option

Get extensive hospital and chronic cover from Any or Associated providers. 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.


from

R2 224 per month

Extender Option

Get extensive hospital cover and additional chronic cover from Any or Associated providers. 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.


from

R5 231 per month

Summit Option

Get unlimited private hospital cover from Any provider. Chronic cover available for an additional 36 conditions at Any provider. Day-to-day benefits are covered up to R26 900 per beneficiary per year.


from

R10 642 per month

Ingwe Option

Get affordable and accessible entry-level medical cover. Choose to get treatment from Any hospital, from the Ingwe Network of private hospitals or State hospitals.


from

R455 per month

Compare medical aid
prices and get a
quote online

Compare the cover and benefits of two or more Momentum Medical Scheme 2021 options side-by-side to find the most affordable option for your needs in South Africa, then get an online medical aid quote, or call us on 0860 117 859 to discuss your medical aid and gap cover needs.

INCLUDED MEDICAL AID BENEFITS

No matter the option you choose, you have access to great benefits


Every Momentum Medical Scheme member can enjoy a variety of benefits that include, preventative care, hospitalisation, Day-to-day Benefits, access to chronic medication, and 24/7 medical advice at no extra cost.

Major Medical Benefit

This benefit covers hospitalisation as well as some out-of-hospital procedures that can be performed in a doctor's room, day clinic, or out-patient facility.

Health Platform Benefit

A unique benefit that encourages health awareness, enhances quality of life and gives peace of mind through preventative care and early detection tests.

Day-to-day Benefit

For everyday medical expenses. The Day-to-day Benefit covers routine medical costs like doctors' visits and prescribed medication.

Chronic Benefit

Ensures you're covered for certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.

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SAVE EVEN MORE ON YOUR MEDICAL AID

Take charge of your medical cover and costs with Provider Choice

Custom, Incentive, or Extender options give you the flexibility to choose your healthcare providers – hospitals, doctors, and pharmacies. You can choose to make use of Any, Associated, or State providers.

Save up to R1 000 on your monthly contributions when you choose to use Momentum Medical Scheme’s Associated providers.

MOMENTUM VALUE-ADDED BENEFITS

Convenient, innovative features, unique to Momentum

HealthReturns+

An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.



HealthSaver+

A savings account that works seamlessly with your medical aid. The HealthSaver+ account, which costs just R36 a year to administer, is the most convenient way to pay for treatments and procedures not covered by your option, such as day-to-day medical expenses, co-payments, refractive eye surgery, vitamins, and more.

Hello Doctor+

Talk to a doctor, anytime, anywhere. This is a free service to all Momentum clients.





+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

ADD-ON PRODUCTS

Seamlessly enhance your medical aid cover

Avoid worrying about unexpected medical shortfalls, co-payments, and keep you and your family covered when you're unable to pay your medical aid contributions.

GapCover+

Helps you avoid unexpected shortfalls for in-hospital expenses, not covered by your medical aid option.


from


R195 per month

HealthWaiver+

This pays for your medical aid contributions when you die or become critically ill, so your family will still have medical cover.

from


R268 per month

+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Leading a healthy lifestyle, an athletic lady in a red sporting gear, holding her cell phone with earphones in her ears with stairs in the background.

Momentum Multiply rewards and discounts

Get rewarded for living a healthy lifestyle

Depending on your medical aid option, you could earn up to R3 000 per family per month in HealthReturns, as well as free GP visits and increased in-hospital cover.

More about medical aid

Learn how to get the best out of your medical aid in South Africa.

How to make the most
of your benefits

How to submit
a claim

How to get
pre-authorisation

Frequently asked
questions

Download the
Momentum App

About Momentum
Medical Scheme


Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Need help?

Our Help Centre will guide you when submitting a claim, getting pre-authorisation, and more.

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HEALTHCARE FOR CORPORATES

Employee wellness and medical aid

Healthy employees are the lifeblood of a healthy business. With Momentum Medical Scheme, your employees can save more than R1 000 in medical aid contributions, and earn up to R3 000 in HealthReturns per month.

A man sitting in the middle of his two colleagues at a table, smiles broadly.

MOMENTUM WELLNESS

Employee occupational health and wellbeing

Partner with Momentum Wellness and get integrated workplace health and wellness solutions to help enhance employee financial and physical wellbeing, as well as boost productivity.

Contact Momentum Medical Scheme

For local emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

Client service, claims and authorisations






Business hours are Monday to Friday from 07:30 to 17:00. Saturdays from 08:00 to 12:00. Closed on Sundays and public holidays.

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