sales/middlemarket/LifeQuotePortlet
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Your education
Education level explanation Open
  • Less than Matric

All grades below 12, all standards below 10, all forms below N6, NQF 1 – 3

  • Matric

Grade 12, Standard 10, NQF 4

  • 3 Year Diploma

N6 and above, B Tech, NQF 5

  • 3 Year degree/ 4 year Diploma

Bachelor degree, NQF 6

  • 4 Year professional degree

Bachelor degree with honours, Master’s degree, PHD, MBChb, BChd, M Tech, D Tech, NQF 7 – 8

Life cover provider benefit explanation
Life Cover Provider Open
  • The cover amount can be anything between R100 000 and R3 000 000.
  • This benefit will not expire at a specified age.
  • This benefit pays the cover amount to your beneficiaries, on your death. However, if you contract a terminal illness, we may also pay the amount before your death.
Critical Illness Cover Provider Open
  • The cover amount can be anything between R100 000 and R3 000 000.
  • This benefit will not expire at a specified age.
  • This benefit pays the cover amount once-off to you, if you meet the requirements of at least one of the definitions of critical illness.
  • The payment of this cover amount will not reduce the cover of any other benefit and it is therefore more comprehensive cover. However, if you want the cover amount of other benefits to reduce when this cover amount is paid, this option is available. This option would reduce your overall premium because the overall cover is reduced. You can ask us about this later.
  • Although there are a large number of definitions, the most commonly known ones are: cancer, stroke and heart attack.
Disability Cover Provider Open
  • The cover amount can be anything between R100 000 and R3 000 000.
  • This benefit will expire at the policy anniversary before your 65th birthday.
  • This benefit pays the cover amount once-off to you, if you get disabled.
  • The payment of this cover amount will not reduce the cover of any other benefit and it is therefore more comprehensive cover. However, if you want the cover amount of other benefits to reduce when this cover amount is paid, this option is available. This option would reduce your overall premium because the overall cover is reduced. You can ask us about this later.
  • Disability is defined differently depending on your occupation. One option considers whether you are unable to perform the normal duties of your own occupation and another whether you are unable to perform certain activities of daily work that apply to most people.
  • We will automatically quote on the one that is appropriate for your occupation. Details will be contained in your contract, but you are welcome to ask us about this.

Speak to your financial adviser for more information or let us call you back. Terms and conditions apply.