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Options

Momentum Health offers six options, ranging from the Ingwe option to the Summit option

The flexibility of the Momentum Health options enable you to tailor-make your benefits to best suit both your pocket and your financial means. Our health is our greatest asset and an integral part of your journey to financial wellness. Take a closer look at the options we have to find the right fit for you.



Ingwe option Open
  • Hospitalisation cover up to R1 190 000 for your family per year
  • Choose to use the Ingwe Any or Ingwe Network of private hospitals, or
  • Choose to use State hospitals for an even lower monthly contribution
  • Get your chronic treatment and day-to-day benefits, such as doctors visits or prescribed medicine, from the Ingwe Primary Care or Ingwe Active Primary Care Network of providers
  • The Health Platform Benefit - provides cover for a range of benefits, such as preventative screening tests, a maternity programme, certain check-ups and more

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Access option Open
  • There is no overall annual limit for hospitalisation at the Access Network of private hospitals
  • You may consult Access Primary Care Network providers for chronic treatment and day-to-day benefits, such as doctors visits or prescribed medicine
  • The Health Platform benefit provides cover for a range of benefits such as preventative screening tests, a maternity programme, certain check-ups and more

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Custom option Open
  • There is no overall annual limit for hospitalisation
  • Choose to have access to any hospital
  • Or choose to use a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost for chronic medicine - for an even lower monthly medical aid contribution
  • Or choose State facilities - for an even lower monthly contribution
  • The Health Platform benefit - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And earn extra GP visits by maintaining a high activity level on Momentum’s HealthReturns programme

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Incentive option Open
  • There is no overall annual limit for hospitalisation in private hospitals
  • Choose to have access to any hospital
  • Or choose from a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost for chronic treatment - for an even lower monthly contribution
  • Or choose to use State healthcare facilities for chronic treatment - for an even lower monthly contribution
  • The Health Platform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • 10% of your medical aid contribution goes to a dedicated Savings account - to cover your other day-to-day expenses
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

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Extender option Open
  • There is no overall annual limit for hospitalisation in private hospitals
  • Choose to have access to any hospital
  • Or choose from a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost - for an even lower monthly medical aid contribution
  • Or choose to use State healthcare facilities - for an even lower monthly medical aid contribution
  • The HealthPlatform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more.
  • 25% of your medical aid contribution goes to a dedicated Savings account - to cover your day-to-day expenses. More access to day-to-day cover provided once a threshold is reached.
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose to save for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

Read more

Summit option Open
  • There is no overall annual limit for hospitalisation in any hospital
  • Extensive day-to-day and chronic benefits - from any provider
  • Health Platform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose to save for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

Read more