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Momentum Health

Health and wellness go hand-in-hand. No matter how much wealth you have, it's difficult to enjoy quality of life if you’re not in good health. By taking care of your health, you’re not only benefiting your own well-being, but also supporting your financial wellness.

Momentum Health medical aid helps you to safeguard - and even improve your health, while also preserving and growing your wealth. From offering free preventative screening tests to savings on contributions, and a strong claims paying ability, these principles underpin the growing popularity of Momentum Health in South Africa.

Our unique approach to healthcare means you can:

  • Save more than R1 000* on your contribution without sacrificing any benefits by using our Associated Providers and making the most of Provider Choice discounts.
  • Prevention is better than cure. Enjoy a variety of free preventative care benefits under the Health Platform Benefit, including an annual health assessment, a host of maternity benefits - and much more.
  • Access emergency numbers, member details, claims statements - and more via the Momentum app.

**Illustrative savings based on contribution differences on Custom, Incentive and Extender options between Any, Any and Associated or State choices.

You can also choose to benefit from our complementary products* to seamlessly enhance your medical aid benefits even more.

  • Manage the shortfalls in your healthcare cover with Momentum GapCover.
  • Make provision for healthcare expenses, such as vitamins or co-payments, through HealthSaver
  • Join Momentum Multiply, Momentum's wellness and rewards programme, and get real rewards like discounts and cashbacks from over 60 partners like Virgin Active, Pick n Pay, Edgars, Jet, CNA, Nu Metro - and more.
  • 4 Active Dayz per week will benefit both your health and your pocket. Earn HealthReturns of up to R3 000 per family, per month as well as free GP visits and increased in-hospital cover.
  • With Hello Doctor you can talk to a doctor on your phone, anytime, anywhere, in any language - for free.

*As a Momentum Health member you can choose to make use of complementary products available from Momentum Group (Momentum), a division of Momentum Metropolitan Life Limited, to seamlessly enhance your medical aid. These complementary products are not medical scheme benefits. Momentum is not a medical scheme and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the products that Momentum offers.



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If you’re already a member, you can call us on
0860 117 859

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Amalgamation of BP Medical Aid Society and Momentum Health

The exposition document of the proposed amalgamation of BP Medical Aid Society and Momentum Health can be accessed here.

Exposition document addendum A
Exposition document addendum B

Momentum Health offers six options, ranging from the Ingwe option to the Summit option
Ingwe option Open
  • There is no overall annual limit for hospitalisation
  • Choose to use the any hospital or the Ingwe Network of private hospitals, or
  • Choose to use State hospitals for an even lower monthly contribution
  • Get your chronic treatment and day-to-day benefits, such as doctors visits or prescribed medicine, from the Ingwe Primary Care or Ingwe Active Primary Care Network of providers
  • The Chronic Benefit provides cover for 26 chronic conditions
  • The Health Platform Benefit - provides cover for a range of benefits, such as preventative screening tests, a maternity programme, certain check-ups and more

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Impact option Open
  • There is no overall annual limit for hospitalisation at the Impact Network of private hospitals
  • Get your chronic treatment and day-to-day benefits, such as doctors visits or prescribed medicine, from the Impact Primary Care Network of providers
  • The Chronic benefit provides cover for 26 chronic conditions
  • The Health Platform benefit provides cover for a range of benefits such as preventative screening tests, a maternity programme, certain check-ups and more

Read more

Custom option Open
  • There is no overall annual limit for hospitalisation in private hospitals
  • You have a co-payment of R1 500 per hospital authorisation, except if you are admitted to hospital for a motor vehicle accident, maternity confinement or emergency treatment
  • Choose to have access to any hospital
  • Or choose to use a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost for chronic medicine - for an even lower monthly medical aid contribution
  • Or choose State facilities - for an even lower monthly contribution
  • The Health Platform benefit - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose to save for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And earn extra GP visits by maintaining a high activity level on Momentum’s HealthReturns programme

Read more

Incentive option Open
  • There is no overall annual limit for hospitalisation in private hospitals
  • Choose to have access to any hospital
  • Or choose from a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost for chronic treatment - for an even lower monthly contribution
  • Or choose to use State healthcare facilities for chronic treatment - for an even lower monthly contribution
  • The Health Platform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • 10% of your medical aid contribution goes to a dedicated Savings account - to cover your other day-to-day expenses
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

Read more

Extender option Open
  • There is no overall annual limit for hospitalisation in private hospitals
  • Choose to have access to any hospital
  • Or choose from a specific list of private hospitals - saving on your medical aid contribution by selecting Associated hospitals
  • Choose to have access to any doctor or pharmacy - for chronic treatment
  • Or choose to use a specific list of doctors and Medipost - for an even lower monthly medical aid contribution
  • Or choose to use State healthcare facilities - for an even lower monthly medical aid contribution
  • The Chronic benefit provides cover for 62 chronic conditions
  • The Health Platform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more.
  • 25% of your medical aid contribution goes to a dedicated Savings account - to cover your day-to-day expenses. More access to day-to-day cover provided once a threshold is reached.
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose to save for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

Read more

Summit option Open
  • There is no overall annual limit for hospitalisation in any hospital
  • Extensive day-to-day and chronic benefits - from any provider
  • The Chronic benefit provides cover for 62 chronic conditions
  • Health Platform - provides cover for a range of day-to-day benefits such as preventative screening tests, a leading maternity programme, certain check-ups and more
  • You can increase your cover even further with Momentum's HealthSaver, an additional product that you may choose to save for additional healthcare expenses, and to increase the amount of HealthReturns that you could earn from Momentum
  • And increase your in-hospital specialist benefits plus earn extra GP visits through maintaining a high activity level on Momentum’s HealthReturns programme

Read more