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Peace of mind from HealthWaiver

HealthWaiver is another complementary offering provided by Momentum. It serves to seamlessly enhance your medical aid and offers peace of mind that medical aid cover will be continued in the event of death, functional impairment or critical illness of the principal member or spouse.

This product is a cost-effective healthcare solution to ensure continued medical cover for your family when you may not be able to do so.

What you can get?

  • We'll pay your healthcare contribution - in the event of death, functional impairment or critical illness of the principal member or spouse, we'll pay your medical aid contribution and your Multiply contribution, plus an additional 20% of the contribution, for either a 5 or 10 year period
  • Surplus money from the additional 20% - can be channelled into your HealthSaver to help provide for day-to-day healthcare benefits

Who can get HealthWaiver?

  • The owner of the policy must be the principal member of Momentum Health
  • The insured life may be the principal member of Momentum Health or the spouse, or both
  • You have to be at least 15 years old
  • You must be under 55 years old

How much does it cost?

  • Contributions are calculated - according to your age, smoking status, choice of medical aid option and benefit term
  • HealthWaiver contributions are recalculated every year - on 1 January, to take into account any increase in the monthly medical aid contribution, and the age of the policyholder
  • Contribution discounts are available - for members on Multiply:
    • Silver 15%
    • Gold 20%
    • Platinum 30%
    • Private Club 50%
HealthWaiver premiums for 2017
Smoker: 5-year benefit Open
Age Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R222 R239 R253 R259 R270 R247 R270 R283 R303 R319
41-45 R239 R270 R286 R302 R314 R270 R317 R341 R367 R396
46-50 R259 R305 R323 R343 R360 R299 R371 R404 R435 R465
51-55 R288 R367 R384 R404 R424 R343 R465 R500 R532 R570
56-60 R391 R570 R587 R604 R620 R505 R796 R821 R845 R874
61-65 R358 R522 R538 R553 R568 R463 R730 R753 R775 R802
Smoker: 10-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R240 R274 R298 R322 R343 R273 R319 R361 R399 R441
41-45 R275 R343 R376 R408 R448 R324 R426 R484 R547 R603
46-50 R314 R420 R460 R501 R543 R386 R553 R623 R691 R761
51-55 R383 R556 R596 R642 R684 R495 R766 R838 R910 R986
56-60 R486 R759 R795 R829 R862 R656 R1 086 R1 146 R1 203 R1 261
61-65 R614 R1 013 R1 048 R1 084 R1 114 R858 R1 492 R1 551 R1 611 R1 668
Non-smoker: 5-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R217 R235 R238 R241 R257 R244 R254 R270 R282 R291
41-45 R232 R252 R258 R266 R275 R250 R277 R299 R315 R328
46-50 R239 R266 R276 R288 R301 R270 R308 R328 R351 R367
51-55 R258 R301 R309 R322 R332 R291 R361 R380 R399 R417
56-60 R283 R347 R359 R367 R376 R332 R441 R451 R470 R483
61-65 R311 R419 R425 R437 R441 R386 R548 R559 R574 R592
Non-smoker: 10-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R237 R258 R274 R288 R305 R255 R291 R319 R351 R379
41-45 R253 R289 R311 R334 R357 R289 R351 R386 R424 R461
46-50 R274 R337 R360 R384 R408 R319 R421 R461 R501 R542
51-55 R309 R405 R428 R458 R479 R379 R530 R573 R618 R659
56-60 R361 R520 R539 R556 R572 R464 R707 R736 R768 R801
61-65 R440 R667 R689 R708 R727 R585 R944 R976 R1009 R1040


Why do you need medical aid? Click here for a short video clip that explains it all!

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