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Peace of mind from HealthWaiver

HealthWaiver is another complementary offering provided by Momentum. It serves to seamlessly enhance your medical aid and offers peace of mind that medical aid cover will be continued in the event of death, functional impairment or critical illness of the principal member or spouse.

This product is a cost-effective healthcare solution to ensure continued medical cover for your family when you may not be able to do so.

What you can get?

  • We'll pay your healthcare contribution - in the event of death, functional impairment or critical illness of the principal member or spouse, we'll pay your medical aid contribution and your Multiply contribution, plus an additional 20% of the contribution, for either a 5 or 10 year period
  • Surplus money from the additional 20% - can be channelled into your HealthSaver to help provide for day-to-day healthcare benefits

Who can get HealthWaiver?

  • The owner of the policy must be the principal member of Momentum Health
  • The insured life may be the principal member of Momentum Health or the spouse, or both
  • You have to be at least 15 years old
  • You must be under 55 years old

How much does it cost?

  • Contributions are calculated - according to your age, smoking status, choice of medical aid option and benefit term
  • HealthWaiver contributions are recalculated every year - on 1 January, to take into account any increase in the monthly medical aid contribution, and the age of the policyholder
  • Contribution discounts are available - for members on Multiply:
    • Silver 15%
    • Gold 20%
    • Platinum 30%
    • Private Club 50%
HealthWaiver premiums for 2017
Smoker: 5-year benefit Open
Age Ingwe, Access and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R203 R219 R232 R237 R247 R227 R248 R260 R278 R293
41-45 R219 R247 R262 R277 R288 R248 R291 R313 R337 R363
46-50 R237 R279 R296 R314 R330 R274 R340 R371 R399 R427
51-55 R264 R336 R352 R370 R388 R315 R427 R459 R488 R523
56-60 R306 R419 R434 R448 R460 R383 R560 R586 R610 R632
61-65 R358 R522 R538 R553 R568 R463 R730 R753 R775 R802
Smoker: 10-year benefit Open

Age
Ingwe, Access and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R220 R251 R273 R295 R314 R250 R293 R331 R366 R405
41-45 R252 R314 R344 R374 R410 R297 R391 R444 R502 R553
46-50 R288 R385 R421 R459 R497 R354 R507 R572 R634 R698
51-55 R351 R509 R546 R588 R626 R454 R703 R769 R835 R905
56-60 R445 R695 R728 R759 R789 R602 R996 R1 051 R1 104 R1 157
61-65 R562 R928 R960 R993 R1020 R787 R1 369 R1 423 R1 478 R1 530
Non-smoker: 5-year benefit Open

Age
Ingwe, Access and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R199 R215 R218 R221 R235 R224 R233 R248 R259 R267
41-45 R212 R231 R236 R244 R252 R229 R254 R274 R289 R301
46-50 R219 R244 R253 R264 R276 R248 R283 R301 R322 R337
51-55 R236 R276 R283 R295 R304 R267 R331 R349 R366 R383
56-60 R259 R318 R329 R336 R344 R305 R405 R414 R431 R443
61-65 R285 R384 R389 R400 R404 R354 R503 R513 R527 R543
Non-smoker: 10-year benefit Open

Age
Ingwe, Access and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R217 R236 R251 R264 R279 R234 R267 R293 R322 R348
41-45 R232 R265 R285 R306 R327 R265 R322 R354 R389 R423
46-50 R251 R309 R330 R352 R374 R293 R386 R423 R460 R497
51-55 R283 R371 R392 R419 R439 R348 R486 R526 R567 R605
56-60 R331 R476 R494 R509 R524 R426 R649 R675 R705 R735
61-65 R403 R611 R631 R648 R666 R537 R866 R895 R926 R954


Why do you need medical aid? Click here for a short video clip that explains it all!

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