Web Content Viewer (JSR 286)

Peace of mind from HealthWaiver

HealthWaiver is another complementary offering provided by Momentum. It serves to seamlessly enhance your medical aid and offers peace of mind that medical aid cover will be continued in the event of death, functional impairment or critical illness of the principal member or spouse.

This product is a cost-effective healthcare solution to ensure continued medical cover for your family when you may not be able to do so.

What you can get?

  • We'll pay your healthcare contribution - in the event of death, functional impairment or critical illness of the principal member or spouse, we'll pay your medical aid contribution and your Multiply contribution, plus an additional 20% of the contribution, for either a 5 or 10 year period
  • Surplus money from the additional 20% - can be channelled into your HealthSaver to help provide for day-to-day healthcare benefits

Who can get HealthWaiver?

  • The owner of the policy must be the principal member of Momentum Health
  • The insured life may be the principal member of Momentum Health or the spouse, or both
  • You have to be at least 15 years old
  • You must be under 55 years old

How much does it cost?

  • Contributions are calculated - according to your age, smoking status, choice of medical aid option and benefit term
  • HealthWaiver contributions are recalculated every year - on 1 January, to take into account any increase in the monthly medical aid contribution, and the age of the policyholder
  • Contribution discounts are available - for members on Multiply:
    • Silver 15%
    • Gold 20%
    • Platinum 30%
    • Private Club 50%
HealthWaiver premiums for 2017
Smoker: 5-year benefit Open
Age Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R245 R264 R279 R286 R298 R273 R299 R313 R335 R353
41-45 R264 R298 R316 R333 R347 R299 R351 R377 R406 R438
46-50 R286 R337 R357 R379 R397 R331 R411 R447 R482 R515
51-55 R318 R405 R424 R446 R468 R380 R515 R554 R589 R631
56-60 R369 R506 R523 R540 R554 R462 R675 R707 R736 R763
61-65 R432 R629 R648 R667 R684 R559 R881 R909 R935 R968
Smoker: 10-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R265 R302 R329 R355 R379 R302 R353 R400 R442 R488
41-45 R304 R379 R415 R450 R495 R359 R472 R536 R606 R668
46-50 R347 R464 R508 R553 R599 R427 R612 R690 R765 R842
51-55 R423 R614 R658 R709 R755 R548 R848 R928 R1007 R1092
56-60 R537 R838 R878 R915 R952 R726 R1 202 R1 269 R1 332 R1 396
61-65 R678 R1 118 R1 157 R1 197 R1 230 R950 R1 652 R1 717 R1 783 R1 846
Non-smoker: 5-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R240 R259 R263 R266 R284 R270 R281 R299 R312 R322
41-45 R256 R278 R285 R294 R304 R277 R307 R331 R349 R363
46-50 R264 R294 R305 R318 R332 R299 R341 R363 R389 R406
51-55 R285 R332 R341 R355 R367 R322 R400 R421 R442 R462
56-60 R312 R383 R396 R405 R415 R368 R488 R499 R520 R535
61-65 R343 R463 R469 R482 R487 R427 R607 R619 R635 R655
Non-smoker: 10-year benefit Open

Age
Ingwe, Impact and Custom Options Incentive, Extender and Summit Options
M M+1 M+2 M+3 M+4 M M+1 M+2 M+3 M+4
20-40 R265 R302 R329 R355 R379 R282 R322 R353 R389 R420
41-45 R304 R379 R415 R450 R495 R320 R389 R427 R469 R510
46-50 R347 R464 R508 R553 R599 R353 R466 R510 R555 R600
51-55 R423 R614 R658 R709 R755 R420 R587 R634 R684 R730
56-60 R537 R838 R878 R915 R952 R514 R783 R815 R850 R887
61-65 R678 R1118 R1157 R1197 R1230 R648 R1045 R1080 R1117 R1151


Why do you need medical aid? Click here for a short video clip that explains it all!

Watch video

Get a medical aid quote

Tell us about your family setup, and leave your contact details.