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Complementary Products from Momentum

You can choose to add even more value to your medical aid offering

You can choose to make use of complementary products available from Momentum Group, a division of MMI Group Limited (Momentum), to seamlessly enhance your medical aid. These complementary products are not medical scheme benefits. Momentum is not a medical scheme and is a separate entity to Momentum Health.

You can be a member of Momentum Health without taking any of the complementary products that Momentum offers. Click on the links below to read more about these voluntary complementary products.

The following complementary products are offered:


HealthSaver Open

Save for additional medical expenses with HealthSaver

Momentum's HealthSaver lets you save for additional day-to-day medical expenses, such as co-payments, refractive eye surgery, vitamins and more. In fact, you can even fund your medical aid contribution from your positive HealthSaver balance.

HealthSaver works seamlessly with your medical aid. It lets you claim for healthcare expenses in the same way you would for benefits covered by your medical aid option - with no transaction or admin fees.

You can also choose to have your HealthReturns paid into it. Which means you can earn up to R3 000 in HealthReturns per family per month.

HealthSaver in more detail

HealthSaver allows you to save for additional medical expenses, and lets you choose an affordable monthly amount that suits your pocket.

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Get instant access to your HealthSaver funds

The Multiply Visa® Card gives you instant access to your Momentum HealthSaver money to pay healthcare providers, pharmacies and even veterinarians in South Africa. No more out-of-pocket expenses while you wait for your HealthSaver claim to be processed.

Multiply Open

Multiply, Momentum’s wellness and rewards programme, believes that great health comes from actively taking care of yourself. All Momentum Health members get Multiply Starter for free and can enjoy benefits like 10% off gym fees or take advantage of the discounts and cashbacks available on the Multiply online shop.

To truly enjoy the superior benefits of Multiply, you can upgrade to Multiply Premier and enjoy:

  • Increased HealthReturns with 4 Active Dayz per week earning you up to R3 000 per family per month paid by Momentum.
  • Additional benefits and rewards from more than 60 partners - from Multiply's range of gym, travel, leisure, shopping and health partners.

Multiply also recognises all types of activity. If you can track it, you score. Go to gym, track your steps or calories burned or log an event and you will get Active Dayz™ which count toward getting greater rewards.

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HealthWaiver Open

Peace of mind from HealthWaiver

HealthWaiver offers peace of mind that medical aid cover will be continued in the event of death, functional impairment or critical illness of the principal member or spouse.

This product is a cost-effective healthcare solution to ensure continued medical cover for your family when you may not be able to do so.

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HealthReturns Open

Momentum pays up to R3 000 per family per month in HealthReturns to Momentum Health members who go for an annual health assessment, comply with treatment protocols (where applicable) and are active.

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Terms and Conditions apply

GapCover Open

Underwritten by Guardrisk Insurance Company Limited, an authorised FSP

Avoid shortfalls and co-payments for in-hospital treatment

Why worry about medical practitioner shortfalls and co-payments when having in-hospital treatment, when for as little as R278 per month, you can enjoy Momentum GapCover? Momentum GapCover not only covers shortfalls or gaps for medical practitioners in the event of hospitalisation involving surgery or medical treatment, but also certain procedures performed out-of-hospital.

Momentum GapCover is not medical aid, but an insurance product designed to help you avoid unexpected shortfalls.

Momentum Gap also offers cover for cancer diagnosis and treatement, internal prosthesis, casualty room treatment, accidental death or disability and trauma counselling.

How much?

Principal member up to the age 42R278
Principal member 42 to 64R392
Principal members 65 and overR505

Please note: Premiums for groups of more than 20 members on Momentum Health will be calculated based on the demographics of the group.

For more information, or to join, please speak to your Momentum GapCover accredited adviser.
* As a Momentum Health member you can choose to make use of complementary products available from Momentum Group (Momentum), a division of MMI Group Limited, to seamlessly enhance your medical aid. These complementary products are not medical scheme benefits. Momentum is not a medical scheme and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the products that Momentum offers.

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