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Momentum GapCover

Underwritten by Guardrisk Insurance Company Limited, an authorised FSP.

Avoid shortfalls and co-payments for in-hospital treatment with gap cover.

Why worry about medical practitioner shortfalls and co-payments when having in-hospital treatment, when you can enjoy gap cover for your medical expenses in South Africa for as little as R278 per month?

Momentum GapCover is not medical aid, but a health insurance product designed to not only help you avoid unexpected shortfalls or payment gaps for medical practitioners in the event of hospitalisation involving surgery or medical treatment, but also covers certain procedures performed out-of-hospital.

Momentum GapCover also offers cover for cancer diagnosis and treatment, internal prosthesis, casualty room treatment, accidental death or disability and trauma counselling.

How much does medical gap cover cost?


Principal member up to the age 42R278
Principal member 42 to 64R392
Principal members 65 and overR505

Gap cover premiums for groups of more than 20 members on Momentum Health will be calculated based on the demographics of the group.

For more information, or to join, please speak to your Momentum GapCover accredited adviser.

As a Momentum Health member you can choose to make use of complementary products such as gap cover available from Momentum Group (Momentum), a division of MMI Group Limited, to seamlessly enhance your medical aid. These complementary products are not medical scheme benefits. Momentum is not a medical scheme and is a separate entity to Momentum Health. You can be a member of Momentum Health without taking any of the products that Momentum offers.