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Safety Score

Make your short-term insurance pay you back. Plus! Pay less for vehicle safety equipment and household security.

Safety Score Brochure

We believe that a sense of security is fundamental to wellness which is why your safety is important to us. However we don't just stop there, we care about your financial wellness too. That's why, together with Momentum Short-term Insurance we are able to offer you "your Safety Score", an innovative tool that helps you assess your safety, and determine your safety bonus – up to 20% of your yearly insurance premiums paid back to you in cash.

For more info visit Momentum Short-term Insurance.

Multiply Premier

You need to complete a series of three questionnaires to get your Safety Score. The questionnaires cover your personal, home and vehicle safety.

Your Safety Score and validations will determine your safety bonus.


How your safety bonus is calculated

Depending on your Safety Score, you could qualify for a yearly cashback bonus of up to 20% of your Momentum Short-term Insurance premiums, even if you claim. All you need to do to activate the bonus is get a minimum Safety Score of 50% and complete at least 50% of the validations.

Questions validated Safety Score
41%-60% 61%-80% 81%-100%
<50% 0% 0% 0%
50 – 59% 6% 10% 16%
60 – 69% 7% 11% 17%
70 – 79% 8% 12% 18%
80 – 89% 9% 13% 19%
90 – 100% 10% 14% 20%

NB: The better your safety measures and the more you validate leads to a better bonus.

Your Safety Score will also highlight areas where you can boost your security.

You earn points on completion of all three questionnaires and for your validations.

You qualify for discounts from our safety partners: ADT Security, Tiger Wheel & Tyre, Ryan, Stingray Group, Maxidor, Tom Tom and Garmin.

Multiply Provider

Complete a series of three questionnaires to determine your Safety Score. The questionnaires cover your personal, home and vehicle safety.

Your Safety Score will also highlight areas where you can boost your security.

You earn points on completion of all three questionnaires.

You qualify for discounts from our safety partners: ADT Security, Tiger Wheel & Tyre, Ryan, Stingray Group, Maxidor, Tom Tom and Garmin.

The Multiply and Momentum Short-term Insurance Safety Bonus benefit is not available to members on Multiply Provider.

Multiply Starter

Complete a series of three questionnaires to determine your Safety Score. The questionnaires cover your personal, home and vehicle safety.

Your Safety Score will also highlight areas where you can boost your security.

You qualify for discounts from our safety partners: ADT Security, Tiger Wheel & Tyre, Ryan, Stingray Group, Maxidor, Tom Tom and Garmin.

The Multiply and Momentum Short-term Insurance Safety Bonus benefit is not available to members on Multiply Starter. Upgrade to Multiply Premier.

How to get it

  • Complete your Safety Score.
  • Members on Multiply Premier and Multiply Provider may be required to validate some of their answers by uploading relevant documentation or photos.
  • In order to qualify for the safety bonus you will need to complete your Safety Score assessment on an annual basis.
  • You will need a minimum Safety Score of 50% in order to validate your answers and start earning a safety bonus.
  • Claims on your insurance will not affect your safety bonus.

Using the benefit:

  • Validation refers to submitting proof of some of your safety measurements e.g. an invoice for a car alarm and is only required on certain answers.
  • Vehicle validations can be done through a vehicle safety check at any Tiger Wheel & Tyre centre for R99.
  • Your Safety Bonus is paid back into your bank account on the day before the anniversary of your short-term policy each year.
  • Members must be policyholders of Momentum Short-term Insurance.
  • The amount of the bonus will be calculated differently according to whether you are on Multiply Premier or not.
  • The standard Momentum Short-term Insurance Ts & Cs apply.
  • Click here for Multiply Ts & Cs.

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