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Public Liability Insurance

Public liability insurance covers damages that you are legally liable to pay, relating to an incident at your premises, or about your business. You can also be held liable for the actions of any member, partner, director, principal or employee representing your business.

Benefits available to you

  • Accidental death, illness or physical injury to any person.
  • Accidental loss of or damage to tangible property belonging to your landlord, visitor or any member, partner, director, principal or employee representing your business.
  • Damages resulting from wrongful arrest, any associated assault, and defamation.
  • Fixed excess which means there are no hidden costs.
  • Guaranteed premiums for 12 months, subject to no changes to your profile and policy, even if you claim.

Optional cover includes

  • Liability arising from defective workmanship.
  • Liability for damages to property, which is in your custody or control trustees liability
  • Liability arising from veld fires.

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